1078 Spring Ter Loop, Temple, TX 76502 Property Records

Bell County property record for 1078 Spring Ter Loop, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 2018
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Tax Bill	$6,254 (2023)
Deeds & Mortgages	Jun 2019 Transfer Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956560738`

Property Details

APN / Parcel Number

Primary APN	`0956560738`
Alternative APNs	`476055` `861304`

Interior

Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	6,055 sqft (0.139 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	76 sqft

Location & Zoning

Account Number	861304
Street Address	1078 SPRING TERRACE LOOP
City	TEMPLE
State	TX
Zip	76502-7283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE XI, BLOCK 002, LOT 0020, 0.139AC 0.139AC
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE XI
Legal Block	2
Legal Lot Number	20
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1001
Census Tract	20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1078 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 11, 2019	Grant Deed, Subdivision Related Transfer CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO
Oct 2, 2018	Deed with Mortgage, Construction Loan · Construction Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019
Deed Sale	Feb 11, 2019
Prior Sale	Feb 11, 2019
Deed Document Number	0000005150
Deed Book / Page	010734 / 000555
Last Transfer Date	Jun 6, 2019
Transfer Doc	0000023942
Record Updated	Jun 7, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jun 6, 2019
Property Address	1078 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Document Number	0000023942
Instrument Date	Jun 6, 2019
Instrument	23942
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SPRING TERRACE LOOP TEMPLE TX 765027283, TEMPLE, TX 76502-7283

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Feb 11, 2019
Property Address	1078 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Document Number	0000005150
Book / Page	010734 / 000555
Instrument Date	Feb 8, 2019
Instrument	5150
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2019
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 CLOVER RDG MC GREGOR TX 766573469, MC GREGOR, TX 76657-3469

October 2018: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	BELL TX
Recording Date	Oct 2, 2018
Property Address	1078 SPRING TERRACE LOOP, TEMPLE, TX 76502-7283
Document Number	0000041482
Book / Page	010613 / 000128
Instrument Date	Sep 27, 2018
Instrument	41482
Transaction Type	Construction Loan
Record Updated	Oct 23, 2018
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	41483
Date	Oct 2, 2018
Book Page	010613/000128
Instrument	41483

Lender

Name	FIRST UNITED BK
Type	Bank
Address	TEMPLE, TX 76802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,254.00 (+9.7%)	$272,468 Land $32,000 Building $240,468	$272,468 Land $32,000 Building $240,468
2022	$5,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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