Osceola County property record for 1050 Pine Ln, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,486 sqft Living Area |
| Lot Size | 38,071 sqft (0.874 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2018) |
| Tax Bill | $4,705.00 (2025) |
| Primary APN | 06-26-31-7500-0001-0270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 2,996 sqft Gross Area |
| 1st Floor | 1,550 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 38,071 sqft (0.874 acres) |
| Depth X Width | 300 ft x 124 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 450 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 550 sqft Deck |
| Porch Area | 966 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1050 PINE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4807 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C S 1/2 LOT 412 & N 41.5 FT OF LOT 421 AKA PT TRACT 27 ARROWHEAD COUNTRY ESTATES |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD COUNTRY ESTATES UNREC |
| Legal Tract | 27 |
| Legal Block | 270 |
| Legal Lot Number | 27 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-7500-0001-0270
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 14, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Deed Doc Number | 2018183224 |
| Deed Book / Page | 5449 / 1897 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Document Number | 0064701185 |
|---|---|
| Date | Sep 07, 2023 |
| Book Page | 6470/1185 |
| Instrument | 2023117769 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Document Number | 0060850523 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 6085/523 |
| Instrument | 2021175942 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Document Number | 0054491897 |
| Book / Page | 5449 / 1897 |
| Map Reference | MB B PG 61 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018183224 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 BRIAR LN, 286, LAKE PLACID, FL 33852-5901 |
| Name | Verified Name |
|---|---|
| Address | 1050 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Document Number | 0054491898 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 5449/1898 |
| Instrument | 2018183225 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | ALPHARETTA, GA 30005 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,705.00 (+34.2%) Homeowner's exemption | $261,498 (+5.99%) | $415,200 (+16.07%) Land $75,000 Building $340,200 |
| 2023 | $3,506.00 (+4.25%) Homeowner's exemption | $246,728 (+3%) | $357,700 (+25.77%) Land $52,000 Building $305,700 |
| 2022 | $3,363.00 Homeowner's exemption | $239,542 | $284,400 Land $52,000 Building $232,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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