Barnstable County and Chatham Town property record for 1082 Main St, Chatham, MA 02633
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,661 sqft · built 2015 |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Aug 2025) |
| Tax Bill | $3,283 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13311 |
| Primary APN | 13311 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,661 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13311 |
|---|---|
| Street Address | 1082 MAIN ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2732 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SB |
| Legal Block | 6B |
| Legal Lot Number | XA |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10700 |
1082 Main St, a condominium, is owned by two individuals who bought it in August 2025.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1082 MAIN ST, 2A, CHATHAM, MA 02633-2732 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 7, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM RAVEIS MORTGAGE CO |
| Apr 6, 2023 | Condominium Deed, Transfer |
| Sep 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Apr 6, 2023 · Amount on File |
| Deed Book / Page | 37118 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Aug 7, 2025 |
| Property Address | 1082 MAIN ST, CHATHAM, MA 02633-2732 |
| Document Number | 037118-202 |
| Book / Page | 37118 / 202 |
| Instrument Date | Aug 7, 2025 |
| Instrument | 31635 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1082 MAIN ST # 2A, 2A, CHATHAM, MA 02633-2732 |
| Document Number | 0000031636 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 31636 |
| Name | WILLIAM RAVEIS MORTGAGE CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Apr 6, 2023 |
| Property Address | 1082 MAIN ST, CHATHAM, MA 02633-2732 |
| Document Number | 0035719-96 |
| Book / Page | 35719 / 96 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 13216 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 56 SAMOSET RD, DUXBURY, MA 02332-5138 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 1082 MAIN ST, CHATHAM, MA 02633-2732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33263-121 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 33263/121 |
| Instrument | 48829 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1082 Main St was $3,283, up 8.6% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,283.00 (+8.64%) | $946,100 (+11.77%) Building $946,100 | $893,000 |
| 2024 | $3,022.00 (+2.82%) | $846,500 (+11.76%) Building $846,500 | |
| 2023 | $2,939.00 | $757,400 Building $757,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1082 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1082 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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