Barnstable County and Chatham Town property record for 1076 Main St, Chatham, MA 02633
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3.5 ba · 1,627 sqft · built 2015 |
| Owner | Individual Name on File |
| Last Sale | $936,500 (Nov 2024) |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13314 |
| Primary APN | 13314 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,627 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 13314 |
|---|---|
| Street Address | 1076 MAIN ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2732 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SB |
| Legal Block | 6B |
| Legal Lot Number | XD |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10700 |
1076 Main St, a condominium, is owned by an individual who bought it in November 2024.
Source: Barnstable County and Chatham Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 TRAYLOR DR, WEST CHESTER, PA 19382-6792 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Dec 30, 2021 | Condominium Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2024 · Amount on File |
| Deed Sale | Nov 29, 2024 · Amount on File |
| Prior Sale | Dec 30, 2021 · Amount on File |
| Deed Book / Page | 36701 / 39 |
| Transfer Doc | 029472-294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Nov 29, 2024 |
| Property Address | 1076 MAIN ST, CHATHAM, MA 02633-2732 |
| Document Number | 0036701-39 |
| Book / Page | 36701 / 39 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 47824 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 TAYLOR DR, WEST CHESTER, PA 19382-6792 |
| Document Number | 0000047825 |
|---|---|
| Date | Nov 29, 2024 |
| Instrument | 47825 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.38% |
| Type Change Date | Dec 1, 2031 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Dec 30, 2021 |
| Property Address | 1076 MAIN ST, CHATHAM, MA 02633-2732 |
| Document Number | 034797-206 |
| Book / Page | 34797 / 206 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 84717 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 KONET RD, FOXBORO, MA 02035-1751 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084718 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 84718 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 034797-231 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 34797/231 |
| Instrument | 84719 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1076 Main St was $3,047, up 8.7% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,047.00 (+8.67%) | $878,100 (+11.79%) Building $878,100 | $887,870 |
| 2024 | $2,804.00 (+2.86%) | $785,500 (+11.78%) Building $785,500 | |
| 2023 | $2,726.00 | $702,700 Building $702,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1076 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1076 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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