1078 Harmony Ln, Clermont, FL 34711 Property Records

Lake County property record for 1078 Harmony Ln, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,408 sqft · built 2007
Lot Size	0.236 acres (10,306 sqft)
Owner	Individual Name on Record
Tax Bill	$6,628 (2024)
Deeds & Mortgages	Apr 2021 Sale Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-26-0550-000-14300`

Property Details

APN / Parcel Number

Primary APN	`08-23-26-0550-000-14300`
Alternative APN	`3845753`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	2,408 sqft
Finished Basement	2,408 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,306 sqft (0.236 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3845753
Street Address	1078 HARMONY LN
City	CLERMONT
State	FL
Zip	34711-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOTTINGHAM AT LEGENDS PB 57 PG 5-9 LOT 143 ORB 5693 PG 603
Legal Range	26E
Legal Township	23S
Legal Section	08
Legal Subdivision	NOTTINGHAM AT LEGENDS
Legal Tract	A-L
Legal Lot Number	143
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2005
Census Tract	31316

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1078 HARMONY LN, CLERMONT, FL 34711-9019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Warranty Deed, Transfer ELEVATION T&E SVCS
Apr 22, 2021	Warranty Deed, Transfer · Conventional Mortgage DEVON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021
Deed Sale	Apr 22, 2021
Prior Sale	Apr 22, 2021
Deed Document Number	2021055477
Deed Book / Page	5693 / 603
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 22, 2021
Property Address	1078 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0056930601
Book / Page	5693 / 601
Map Reference	MB 57 PG 5
Instrument Date	Apr 15, 2021
Instrument	2021055476
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ELEVATION T&E SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1078 HARMONY LN, CLERMONT, FL 34711-9019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 N WESTERN AVE, CHICAGO, IL 60645-5590

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 22, 2021
Property Address	1078 HARMONY LN, CLERMONT, FL 34711-9019
Document Number	0056930603
Book / Page	5693 / 603
Map Reference	MB 57 PG 5
Instrument Date	Apr 14, 2021
Instrument	2021055477
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ELEVATION T&E SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6445 N WESTERN AVE, CHICAGO, IL 60645-5590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 HARMONY LN, CLERMONT, FL 34711-9019

Mortgage

Document Number	0005693605
Date	Apr 22, 2021
Instrument	5693/605

Lender

Name	DEVON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$441,890 (+5.98%) Land $92,750 Building $349,140	$524,096 (+25.7%) Land $92,750 Building $431,346
2024	$6,628.00 (+1.75%)
2023	$6,514.00 (-6.3%) Homeowner's exemption	$416,941 (+4.38%)	$416,941 (+4.38%) Land $92,750 Building $324,191
2022	$6,952.00	$399,441	$399,441 Land $75,250 Building $324,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, CenturyLink, Verizon.

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