Richland County property record for 1082 Elgin Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Raised Ranch |
| Year Built | Built 1974 |
| Square Footage | 1,675 sqft Heated Area |
| Lot Size | 130,680 sqft (3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,072.00 (2025) |
Source: Richland County records · APN 26400-01-35
Assessment roll updated July 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1082 ELGIN RD, ELGIN, SC 29045-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Jul 20, 2020 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1082 ELGIN RD, ELGIN, SC 29045-9588 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0026302276 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 2630/2276 |
| Instrument | 2021038775 |
| Name | SC STATE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1082 ELGIN RD, ELGIN, SC 29045-9588 |
| Document Number | 2517/2808 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1082 ELGIN RD ELGIN SC 290459588, ELGIN, SC 29045-9588 |
| Document Number | 2517/2808 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 002517/002808 |
| Instrument | 40680 |
| Name | SC STATE FCU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,072.00 (+19.78%) Homeowner's exemption | $131,800 (+2,775.22%) | $207,800 (+81.33%) Land $30,000 Building $177,800 |
| 2023 | $895.00 (+3.71%) | $4,584 (+0.09%) | $114,600 (-) |
| 2021 | $863.00 | $4,580 | $114,600 Land $17,300 Building $97,300 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 69% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 26400-01-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,675 sqft Heated Area |
| Gross Area | 1,871 sqft Gross Area |
| 1st Floor | 1,675 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Porch Area | 196 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 01394707 |
|---|---|
| Street Address | 1082 ELGIN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #SU #PR 54-5061 |
| Legal Subdivision | EDWINA GARDNER |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | BLYTHEWOOD |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 10104 |
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