Richland County property record for 1031 Elgin Rd, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,194 sqft Heated Area |
| Lot Size | 33,977 sqft (0.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $181,000 (2021) |
| Tax Bill | $1,880.00 (2025) |
| Primary APN | 26500-03-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,194 sqft Heated Area |
| Gross Area | 1,880 sqft Gross Area |
| 1st Floor | 1,194 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 33,977 sqft (0.78 acres) |
| Porch Area | 686 sqft Porch |
| Cooling System | Window A/C Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 02108463 |
|---|---|
| Street Address | 1031 ELGIN RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-9588 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARCEL A2 197.4X255.7X73.3X260.1 #SU #PR RB2369-3337 RB1918-1754 |
| Legal Subdivision | SONDRA M CHAMBERS |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | BLYTHEWOOD |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 10104 |
Source: Richland County records · APN 26500-03-36
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 ELGIN RD, ELGIN, SC 29045-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| May 02, 2019 | Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA |
| Dec 07, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2021 · Amount on Record |
| Deed Sale | Sep 20, 2021 · Amount on Record |
| Prior Sale | Dec 07, 2018 · Amount on Record |
| Deed Doc Number | 202162875 |
| Deed Book / Page | 2667 / 1072 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Sep 20, 2021 |
| Property Address | 1031 ELGIN RD, ELGIN, SC 29045-9588 |
| Document Number | 0026671072 |
| Book / Page | 2667 / 1072 |
| Map Reference | MB 2369 PG 3337 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021062875 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $669.70 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1031 ELGIN RD, ELGIN, SC 29045-9588 |
| Document Number | 2021062876 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021062876 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1031 ELGIN RD, ELGIN, SC 29045-9588 |
| Document Number | 2391/3524 |
| Instrument Date | May 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 619 PLANTATION POINTE DR ELGIN SC 290459198, ELGIN, SC 29045-9198 |
| Document Number | 2391/3524 |
|---|---|
| Date | May 07, 2019 |
| Book Page | 002391/003524 |
| Instrument | 32245 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CAYCE, SC 29033 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 06, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 07, 2018 |
| Property Address | 1031 ELGIN RD, ELGIN, SC 29045-9588 |
| Document Number | 2355/2910 |
| Book / Page | 002355 / 002910 |
| Instrument Date | Dec 06, 2018 |
| Instrument | 88414 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 619 PLANTATION POINTE DR ELGIN SC 290459198, ELGIN, SC 29045-9198 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,880.00 (+1.68%) | $180,000 (+2,386.19%) Land $18,000 Building $162,000 | $180,000 (-0.55%) Land $18,000 Building $162,000 |
| 2023 | $1,849.00 (-49.51%) | $7,240 (+140.53%) | $181,000 (+260.56%) |
| 2022 | $3,662.00 (+83.93%) | ||
| 2021 | $1,991.00 | $3,010 | $50,200 Land $10,400 Building $39,800 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 66% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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