Hamilton County property record for 1074 Elda Ln, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 875 sqft · built 1956 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,230 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-0001-0184-00 |
| Primary APN | 236-0001-0184-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| Gross Area | 1,750 sqft |
| 1st Floor Area | 875 sqft |
| Basement Area | 875 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 112 ft deep x 48 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1074 ELDA LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF4 |
| Legal Description | ELDA LN 48 X 112 LOT 51 JOSEPH NOVOTNYS |
| Legal Subdivision | JOSEPH NOVOTNY |
| Legal Lot Number | 51 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 8100 |
1074 Elda Ln is owned and occupied by two individuals.
Source: Hamilton County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1074 ELDA LN, CINCINNATI, OH 45224-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| May 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1074 ELDA LN, CINCINNATI, OH 45224-2706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1074 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000031632 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 14914/1498 |
| Instrument | 2023-0031632 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1074 ELDA LN, CINCINNATI, OH 45224-2706 |
| Document Number | 0000048307 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1074 ELDA LN CINCINNATI OH 452242706, CINCINNATI, OH 45224-2706 |
| Document Number | 0000048307 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 013941/002498 |
| Instrument | 48307 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1074 Elda Ln was $2,230, down 1.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,230.00 (-1.81%) | $36,051 (+0.01%) Land $8,845 Building $27,206 | $103,000 Land $25,270 Building $77,730 |
| 2024 | $2,271.00 (+2.71%) | $36,049 (-) Land $8,844 Building $27,205 | |
| 2023 | $2,211.00 (+40.47%) | $36,049 (+65.06%) Land $8,844 Building $27,205 | $103,000 Land $25,270 Building $77,730 |
| 2022 | $1,574.00 Homeowner's exemption | $21,840 Land $7,203 Building $14,637 | |
| 2020 | $62,400 Land $20,580 Building $41,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1074 Elda Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1074 Elda Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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