10818 Round Rock Rd, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 10818 Round Rock Rd, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,216 sqft · built 2005
Lot Size0.189 acres (8,233 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Sep 2024)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN229-143-73

Property Details

APN / Parcel Number

Primary APN229-143-73

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,216 sqft Living Area
1st Floor Area1,623 sqft
Upper Floors Area593 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area8,233 sqft (0.189 acres)
Garage Area483 sqft
PorchFinished/Open Porch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10818 ROUND ROCK RD
CityCHARLOTTE
StateNC
Zip28277-3470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL72 M43-969
Legal SubdivisionSTONE CRK RANCH
Legal Block3
Legal Lot Number72
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1001
Census Tract5862

Owner

10818 Round Rock Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Mecklenburg County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address10818 ROUND ROCK RD, CHARLOTTE, NC 28277-3470
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2024 · Amount on File
Deed SaleSep 13, 2024 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number202487645
Deed Book / Page39072 / 842
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address10818 ROUND ROCK RD, CHARLOTTE, NC 28277-3470
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10618 ROUND ROCK RD, CHARLOTTE, NC 28277-3498

Mortgage

Document Number0000038038
DateMar 10, 2022
Book Page37141/597
Instrument2022038038
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$559,600 Land $125,000 Building $434,600$559,600 Land $125,000 Building $434,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10818 Round Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10818 Round Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
1,000 / 75
Spectrum
Cable
1,000 / 35
Windstream
DSL
200 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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