Mecklenburg County property record for 10817 Round Rock Rd, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,195 sqft · built 2005 |
| Lot Size | 0.208 acres (9,082 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $306,000 (Apr 2006) |
| Tax Bill | $5,293 (2023) |
| Deeds & Mortgages | Dec 2023 Transfer Sep 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-143-64 |
| Primary APN | 229-143-64 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,195 sqft Heated Area |
| Gross Area | 2,971 sqft |
| 1st Floor Area | 2,192 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,082 sqft (0.208 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 339 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 229-143-64 |
|---|---|
| Street Address | 10817 ROUND ROCK RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-3470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L20 M43-969 |
| Legal Subdivision | STONE CRK RANCH |
| Legal Lot Number | 20 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5862 |
10817 Round Rock Rd is owner-occupied and held in a trust since December 2023.
Source: Mecklenburg County records, as of January 9, 2024
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Sep 18, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2006 · Amount on File |
| Deed Sale | Apr 10, 2006 · Amount on File |
| Prior Sale | Apr 10, 2006 · Amount on File |
| Deed Document Number | 0000067156 |
| Last Transfer Date | Dec 21, 2023 |
| Transfer Doc | 0000119481 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 21, 2023 |
| Property Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000119481 |
| Book / Page | 38549 / 497 |
| Map Reference | MB 43 PG 969 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023119481 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000131401 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 10817 ROUND ROCK RD CHARLOTTE NC 282773470, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000131401 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 033904/000964 |
| Instrument | 131401 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000104294 |
| Instrument Date | Aug 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10817 ROUND ROCK RD CHARLOTTE NC 282773470, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000104294 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 032910/000376 |
| Instrument | 104294 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10817 ROUND ROCK RD, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000005930 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10817 ROUND ROCK RD CHARLOTTE NC 282773470, CHARLOTTE, NC 28277-3470 |
| Document Number | 0000005930 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 031499/000914 |
| Instrument | 5930 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,293.00 | $548,600 Land $125,000 Building $423,600 | $548,600 Land $125,000 Building $423,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10817 Round Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10817 Round Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| Windstream DSL | 200 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures