1081 Sunswept Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1081 Sunswept Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,665 sqft · built 1979
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (May 2026)
Tax Bill$2,106 (2025)
Deeds & MortgagesMay 2026 Sale & Construction Loan
May 2026 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APN28-37-26-04-A-9

Property Details

APN / Parcel Number

Primary APN28-37-26-04-A-9
Alternative APNs
  • 28-37-26-04-0000A.0-0009.00
  • 2834983

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,665 sqft Living Area
Gross Area2,546 sqft
1st Floor Area1,665 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions120 ft deep x 85 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area530 sqft
PorchFlorida Room
Porch Area351 sqft
Deck Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2834983
Street Address1081 SUNSWEPT RD NE
CityPALM BAY
StateFL
Zip32905-4845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionHIGHLAND SHORES ESTATES LOT 9 BLK A
Legal Range37E
Legal Township28S
Legal Section26
Legal SubdivisionHIGHLAND SHORES ESTATES
Legal BlockA
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4023
Census Tract65123

Owner

Source: Brevard County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2800 N 6TH ST, 5110, SAINT AUGUSTINE, FL 32084-1920
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Warranty Deed, Transfer · Construction Mortgage
NATIONAL REALTY FUNDING LC
May 14, 2026Warranty Deed, Construction Loan · Construction Mortgage
NATIONAL FUNDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2026 · Amount on Record
Deed SaleMay 14, 2026 · Amount on Record
Deed Document Number202698894
Deed Book / Page10624 / 2934
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 14, 2026
Property Address1081 SUNSWEPT RD NE, PALM BAY, FL 32905-4845
Document Number0000098894
Book / Page10624 / 2934
Instrument DateMay 7, 2026
Instrument2026.98894
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

Mortgage

Document Number0000098896,
DateMay 14, 2026
Instrument2026..98896
Lender
NameNATIONAL REALTY FUNDING LC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate TypeBalloon
Rate6.46%
Initial TypeBalloon
Max Rate-1%

May 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 14, 2026
Property Address1081 SUNSWEPT RD NE, PALM BAY, FL 32905-4845
Document Number0106242934
Book / Page10624 / 2934
Instrument DateMay 7, 2026
Instrument202698894
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$265,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust

Mortgage

Document Number0000098896,
DateMay 14, 2026
Instrument202698896
Lender
NameNATIONAL FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$158,450 (+2.7%)$348,800 (-1.25%)
2025$2,106.00 (+2.78%) Homeowner's exemption$154,290 (+5.98%)$353,220 (+5.65%)
2024$2,049.00 (+2.81%)
2023$1,993.00 (+4.67%) Homeowner's exemption$145,590 (+3%)$334,320 (+5.16%) Land $115,000 Building $219,320
2022$1,904.00 Homeowner's exemption$141,350$317,920 Land $100,000 Building $217,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims13 (1995–2017)
Claims Outside the SFHA6 of 13
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Wire 3.

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