1060 Sunswept Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1060 Sunswept Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1975
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (May 2018)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-26-05-E-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-26-05-E-1`
Alternative APNs	`28-37-26-05-0000E.0-0001.00` `2835032`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,158 sqft
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	21 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2835032
Street Address	1060 SUNSWEPT RD NE
City	PALM BAY
State	FL
Zip	32905-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	HIGHLAND SHORES, REPLAT OF BLK E LOT 1 BLK E
Legal Range	37E
Legal Township	28S
Legal Section	26
Legal Subdivision	HIGHLAND SHORES, REPLAT OF BLK E
Legal Block	E
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	4
Census Block	4027
Census Tract	65123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 4, 2018	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	Mar 5, 1997 · Amount on Record
Deed Document Number	2018100853
Deed Book / Page	8156 / 2613
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819

Mortgage

Document Number	0094881829
Date	Apr 27, 2022
Book Page	9488/1829
Instrument	2022106217

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093131559
Date	Nov 3, 2021
Book Page	9313/1559
Instrument	2021287992

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 4, 2018
Property Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819
Document Number	0081562613
Book / Page	8156 / 2613
Map Reference	MB18 PG96
Instrument Date	May 3, 2018
Instrument	2018100853
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7981 SE PARADISE DR, 7981, STUART, FL 34997-7323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1060 SUNSWEPT RD NE, PALM BAY, FL 32905-4819

Mortgage

Document Number	2018100854
Date	May 4, 2018
Instrument	2018100854

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,790 (+2.7%)	$252,660 (-2.35%)
2025	$2,461.00 (+5.58%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$178,960 (+5.98%)	$258,740 (+8.5%) Land $70,000 Building $188,740
2023	$2,331.00 (+4.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$168,860 (+2.99%)	$238,470 (+4.92%) Land $70,000 Building $168,470
2022	$2,233.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$163,950	$227,280 Land $55,000 Building $172,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	13 (1995–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wire 3.

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