1081 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1081 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,403 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Sep 2021)
Tax Bill	$5,490 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-0350`

Property Details

APN / Parcel Number

Primary APN	`029221-0350`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,403 sqft Living Area
Gross Area	2,919 sqft
1st Floor Area	2,403 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	835 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1081 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 35 OR5368/767 & 5610/72
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1081 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	2021100941
Deed Book / Page	5368 / 767
Last Transfer Date	Jun 22, 2022
Transfer Doc	0056100072
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Aug 3, 2022
Property Address	1081 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0056100072
Book / Page	5610 / 72
Map Reference	MB 54 PG 15-29
Instrument Date	Jun 22, 2022
Instrument	2022075458
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 INVERNESS DR, 1081, SAINT AUGUSTINE, FL 32092-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1081 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2021
Property Address	1081 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787
Document Number	0053680767
Book / Page	5368 / 767
Map Reference	MB 54 PG 15-29
Instrument Date	Aug 27, 2021
Instrument	2021100941
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 WALNUT ST # 3145, 411, GREEN COVE SPRINGS, FL 32043-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2787

Mortgage

Document Number	5368769
Date	Sep 14, 2021
Instrument	5368/769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,941 (-12.26%) Land $90,000 Building $279,941	$369,941 (-12.26%) Land $90,000 Building $279,941
2025	$5,490.00 (+11.65%) Homeowner's exemption	$421,628 (+5.59%)	$421,628 (+3.86%) Land $96,000 Building $325,628
2024	$4,917.00 (+1.95%)
2023	$4,823.00 (+2.75%) Homeowner's exemption	$399,323 (+3%)	$405,939 (+4.71%) Land $92,000 Building $313,939
2022	$4,694.00 Homeowner's exemption	$387,692	$387,692 Land $84,000 Building $303,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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