1076 Inverness Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1076 Inverness Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,607 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$557,000 (May 2024)
Tax Bill	$5,747 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`029221-3050`

Property Details

APN / Parcel Number

Primary APN	`029221-3050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,607 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	2,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	506 sqft
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1076 INVERNESS DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-2788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 305 OR5959/810
Legal Range	28E
Legal Township	06S
Legal Section	43
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	305
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3002
Census Tract	20908

Owner

1076 Inverness Dr is owned and occupied by two individuals who bought it in May 2024.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	58 W GATE RD, SUFFERN, NY 10901-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Sep 28, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
Oct 27, 2020	Correction Deed SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC
Oct 27, 2020	Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Feb 25, 2022 · Amount on File
Deed Document Number	202442314
Deed Book / Page	5959 / 810
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0050811716
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 25, 2022
Property Address	1076 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Document Number	0055011594
Book / Page	5501 / 1594
Map Reference	MB 54 PG 15-29
Instrument Date	Feb 22, 2022
Instrument	2022020933
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,499.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 INVERNESS DR, ST AUGUSTINE, FL 32092-2788

Mortgage

Document Number	0055011596
Date	Feb 25, 2022
Instrument	5501/1596

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 28, 2021
Property Address	1076 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Document Number	0053800898
Book / Page	5380 / 898
Map Reference	MB 54 PG 15-29
Instrument Date	Sep 25, 2021
Instrument	2021106110
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount on Record
Tax	$3,569.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 27, 2020
Property Address	1076 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Document Number	0050811716
Book / Page	005081 / 001716
Instrument Date	Oct 19, 2020
Instrument	95571
Record Updated	Nov 6, 2020
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1076 INVERNESS DR ST AUGUSTINE FL 320922788, ST AUGUSTINE, FL 32092-2788

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 27, 2020
Property Address	1076 INVERNESS DR, SAINT AUGUSTINE, FL 32092-2788
Document Number	0050811718
Book / Page	005081 / 001718
Instrument Date	Oct 19, 2020
Instrument	95573
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount on Record
Tax	$2,975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 INVERNESS DR ST AUGUSTINE FL 320922788, ST AUGUSTINE, FL 32092-2788

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Inverness Dr was $5,747 with a homeowner's exemption, down 1.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,594 (-12.04%) Land $90,000 Building $297,594	$387,594 (-12.04%) Land $90,000 Building $297,594
2025	$5,747.00 (-1.73%) Homeowner's exemption	$440,656 (-1.22%)	$440,656 (-1.22%) Land $96,000 Building $344,656
2024	$5,848.00 (+2,202.36%)	$446,092 (+69.76%)	$446,092 (+5.23%) Land $92,000 Building $354,092
2023	$254.00 (-95.38%) Homeowner's exemption	$262,781 (-36.15%)	$423,909 (+3%) Land $92,000 Building $331,909
2022	$5,503.00	$411,565	$411,565 Land $84,000 Building $327,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1076 Inverness Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Inverness Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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