1081 Hubbard Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1081 Hubbard Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 938 sqft · built 1954
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$279,900 (Oct 2026)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-33-0095`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-33-0095`
Alternative APNs	`8267138` `303216`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft
Basement Area	450 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	303216
Street Address	1081 HUBBARD AVE
City	SAINT PAUL
State	MN
Zip	55104-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE WALSH ADD. SUBJ TO HUBBARD AVE AND EX E 6O FT THE S 1/2 OF LOT 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROSE WALSH ADD.
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	32400

Owner

1081 Hubbard Ave is owned and occupied by two individuals who bought it in October 2026.

Source: Ramsey County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1081 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2026 · Amount on File
Deed Sale	Oct 12, 2026 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	20262825450
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0000374391
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 12, 2026
Property Address	1081 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Document Number	0002825450
Instrument Date	Sep 14, 2026
Instrument	20262825450
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,117.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1081 HUBBARD AVE, SAINT PAUL, MN 55104-1508

Mortgage

Document Number	0002825451,
Date	Oct 12, 2026
Instrument	20262825451

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2019
Property Address	1081 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Document Number	0002646728
Instrument Date	Aug 28, 2019
Instrument	2646728
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.38
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 HUBBARD AVE ST PAUL MN 551041508, ST PAUL, MN 55104-1508

Mortgage

Document Number	2646729
Date	Sep 4, 2019
Instrument	2646729

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1081 Hubbard Ave was $4,480.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,800 Land $25,000 Building $237,800	$262,800 Land $25,000 Building $237,800
2025	$4,480.00
2023	$3,720.00 Homeowner's exemption	$245,100 Land $20,000 Building $225,100	$245,100 Land $20,000 Building $225,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1081 Hubbard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1081 Hubbard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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