1075 Hubbard Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 1075 Hubbard Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 909 sqft · built 1919
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$120,030 (Aug 2016)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-33-0094`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-33-0094`
Alternative APNs	`8193415` `114620`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	909 sqft Living Area
1st Floor Area	768 sqft
Family Room	Family Room

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Exterior Material	Asbestos
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	114620
Street Address	1075 HUBBARD AVE
City	SAINT PAUL
State	MN
Zip	55104-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE WALSH ADD. SUBJ TO HUBBARD AVE THE E 6O FT OF S 1/2 OF LOT 1
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	ROSE WALSH ADD.
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1003
Census Tract	32400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1075 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 25, 2018	Warranty Deed, Transfer · Conventional with PMI SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2016 · Amount on File
Deed Sale	Aug 18, 2016 · Amount on File
Deed Document Number	20162565925
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1075 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02718749
Date	Nov 30, 2021
Instrument	T02718749

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 25, 2018
Property Address	1075 HUBBARD AVE, SAINT PAUL, MN 55104-1508
Document Number	0002624167
Instrument Date	Aug 30, 2018
Instrument	2624167
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$612.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 HUBBARD AVE ST PAUL MN 551041508, ST PAUL, MN 55104-1508

Mortgage

Document Number	2624168
Date	Sep 25, 2018
Instrument	2624168

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,500 (+16.42%) Land $25,000 Building $222,500	$247,500 (+16.42%) Land $25,000 Building $222,500
2025	$3,516.00 (+0.74%)
2023	$3,490.00 Homeowner's exemption	$212,600 Land $20,000 Building $192,600	$212,600 Land $20,000 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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