1081 Graafschap Rd, Holland, MI 49423 Property Records

Allegan County property record for 1081 Graafschap Rd, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,682 sqft · built 1990
Lot Size	0.921 acres (40,119 sqft)
Owner	Company Name on Record
Last Sale	$377,000 (Jan 2023)
Tax Bill	$8,001 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-02-06-300-025`

Property Details

APN / Parcel Number

Primary APN	`53-02-06-300-025`
Alternative APN	`03-53-02-06-300-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,682 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Lot Area	40,119 sqft (0.921 acres)
Lot Dimensions	232 ft deep x 140 ft wide
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1081 GRAAFSCHAP RD
City	HOLLAND
State	MI
Zip	49423-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SW 1/4 DES AS BEG AT PT ON W LN OF SEC 6 S 01DEG29'52E 1010.09' FROM W 1/4 COR OF SEC 6 & PROCEEDING TH N 89DEG13'09E 165' PAR W/S LN OF NW 1/4 SW 1/4 OF SEC 6 TH N 01DEG29'52W 90'; TH N 89DEG13'09E 232'; TH S 01DEG29'52 E 140'; TH S 89 DEG 13' 09 W
Legal Range	15W
Legal Township	04N
Legal Section	06
Jurisdiction	ALLEGAN MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2001
Census Tract	32200

Owner

Source: Allegan County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4064 MICHAEL AVE SW, WYOMING, MI 49509-4327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2024	Intrafamily Transfer, Transfer
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
May 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on Record
Deed Sale	Jan 6, 2023 · Amount on Record
Prior Sale	May 25, 2021 · Amount on Record
Deed Document Number	2023274
Deed Book / Page	4828 / 106
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000016274
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 24, 2026
Property Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	0000016274
Book / Page	5178 / 383
Instrument Date	Sep 10, 2026
Instrument	202616274
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4064 MICHAEL AVE SW, WYOMING, MI 49509-4327

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Jan 31, 2024
Property Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	004917/962
Book / Page	4917 / 962
Instrument Date	Jan 26, 2024
Instrument	2024001362
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 6, 2023
Property Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	004828/106
Book / Page	4828 / 106
Instrument Date	Jan 3, 2023
Instrument	2023000274
Transaction Type	Transfer
Record Updated	Jan 18, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,827.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0004828109
Date	Jan 6, 2023
Instrument	4828-109

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.2%
Index	1-Year CMT
Max Rate	11.2%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004644/553
Date	Jul 13, 2021
Book Page	4644/553

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	49909

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 25, 2021
Property Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701
Document Number	004623/632
Book / Page	4623 / 632
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAKESHORE TITLE LLC, LAKESHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 GRAAFSCHAP RD, 1081, HOLLAND, MI 49423-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1081 GRAAFSCHAP RD, HOLLAND, MI 49423-9701

Mortgage

Document Number	0004623635
Date	May 25, 2021
Instrument	4623/635

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,900 (-1.3%) Land $21,300 Building $168,600	$379,800 (-1.3%) Land $42,600 Building $337,200
2025	$8,001.00 (+2.87%) Homeowner's exemption	$192,400 (+18.11%) Land $20,200 Building $172,200	$384,800 (+18.11%) Land $40,400 Building $344,400
2024	$7,778.00
2023		$162,900 Land $19,600 Building $143,300	$325,800 Land $39,200 Building $286,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Holland City Fiber, Xfinity.

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