1081 E 1300 N, American Fork, UT 84003 Property Records

Utah County property record for 1081 E 1300 N, American Fork, UT 84003

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,134 sqft · built 1998
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$510,600 (Feb 2014)
Tax Bill$4,006 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN40-239-0007

Property Details

APN / Parcel Number

Primary APN40-239-0007
Alternative APN
  • 109006

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,134 sqft Living Area
Gross Area5,138 sqft
1st Floor Area1,316 sqft
Basement Area1,256 sqft
Utility Area192 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleA-Frame
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area18,731 sqft (0.43 acres)
Garage TypeAttached
Garage Area748 sqft
Parking Spaces3 Parking Spaces
PorchRaised Porch
Porch Area456 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number109006
Street Address1081 E 1300 N
CityAMERICAN FORK
StateUT
Zip84003-8864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7, PLAT C, GARDEN SPIRE SUBDV. AREA 0.430 AC.
Legal SubdivisionGARDEN SPIRE SUBDV
Legal Lot Number7
JurisdictionUTAH UT
Township / Civil DivisionAMERICAN FORK-PLEASANT GROVE
Census Block Group1
Census Block1009
Census Tract10213

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN TITLE
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 21, 2018Deed of Trust, Mortgage
AMERICA FIRST FCU
Dec 8, 2016Deed of Trust, Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2014 · Amount on Record
Deed SaleFeb 11, 2014 · Amount on Record
Prior SaleDec 28, 1998 · Amount on Record
Deed Document Number20149493
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Recording DateJul 2, 2026
Property Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864
Document Number0000055010
Instrument DateJun 30, 2026
Instrument202655010
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864

Mortgage

Document Number0000055010,
DateJul 2, 2026
Instrument202655010
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864
Transaction TypeMortgage
Record UpdatedJun 3, 2021
Title CompanySTEWART TITLE INS AGCY OF UT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071731
DateApr 16, 2021
Instrument71731:2021
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864
Document Number0000092624
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 E 1300 N AMERICAN FORK UT 840038864, AMERICAN FORK, UT 84003-8864

Mortgage

Document Number0000092624
DateSep 26, 2018
Instrument92624
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressRIVERDALE, UT 84405
Agreement
AmountAmount Recorded
Term120 Months
DueSep 25, 2028

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address1081 E 1300 N, AMERICAN FORK, UT 84003-8864
Document Number0000005939
Instrument DateDec 8, 2016
Transaction TypeMortgage
Record UpdatedJan 30, 2017
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 E 1300 N AMERICAN FORK UT 840038864, AMERICAN FORK, UT 84003-8864

Mortgage

Document Number0000005939
DateJan 23, 2017
Instrument5939
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressDALLAS, TX 75019
Agreement
AmountAmount Recorded
Term300 Months
DueJan 22, 2042

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
MunicipalityAmerican Fork City
CountyUtah County
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,455 (-44.06%)$848,100 (+1.72%) Land $275,500 Building $572,600
2025$4,006.00$833,800 (+89.71%) Land $275,500 Building $558,300$833,800 (+4.34%) Land $275,500 Building $558,300
2024$4,006.00 (+7.4%)
2023$3,730.00 (+2.87%)$439,505$799,100 Land $238,500 Building $560,600
2022$3,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMERICAN FORK CITY
serves 39,045 people · EPA ID UTAH25008
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CentraCom
DSL
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Beehive Broadband, CenturyLink, SenaWave, Utah Broadband, Utah Telecommunication Open Infrastructure Agency.

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