Columbia County property record for 1081 Cumberland Dr, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,649 sqft · built 1986 |
| Lot Size | 6.55 acres (285,318 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Dec 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058A019 |
| Primary APN | 058A019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,649 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Lot Area | 285,318 sqft (6.55 acres) |
| Street Address | 1081 CUMBERLAND DR |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22; LAKE CUMBERLAND WEST |
| Legal Subdivision | LAKE CUMBERLAND WEST |
| Legal Lot Number | 22 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30308 |
Source: Columbia County assessment roll, APN 058A019, as of July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1081 CUMBERLAND DR, EVANS, GA 30809-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY BK |
| Dec 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage STATE BK&TR |
| Oct 09, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2024 |
| Deed Sale | Mar 07, 2024 |
| Prior Sale | Oct 04, 2018 |
| Deed Document Number | 0015070186 |
| Deed Book / Page | 15070 / 186 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 1081 CUMBERLAND DR, EVANS, GA 30809-6603 |
| Document Number | 2924/0191 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1081 CUMBERLAND DR EVANS GA 308096603, EVANS, GA 30809-6603 |
| Document Number | 2924/0191 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 012924/000191 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 07, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 1081 CUMBERLAND DR, EVANS, GA 30809-6603 |
| Document Number | 1767/0200 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1081 CUMBERLAND DR EVANS GA 308096603, EVANS, GA 30809-6603 |
| Document Number | 1767/0200 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 011767/000200 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | AUGUSTA, GA 30909 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Dec 27, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Oct 09, 2018 |
| Property Address | 1081 CUMBERLAND DR, EVANS, GA 30809-6603 |
| Document Number | 1668/0270 |
| Book / Page | 011668 / 000270 |
| Instrument Date | Oct 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1081 CUMBERLAND DR EVANS GA 308096603, EVANS, GA 30809-6603 |
Source: Columbia County assessment roll as of July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (+18.92%) Senior Citizen's exemption | $185,795 (+16%) Land $49,670 Building $136,125 | $464,488 (+16%) Land $124,176 Building $340,312 |
| 2023 | $1,226.00 (-11.86%) Additional exemption filed | $160,162 (+2.46%) Land $33,611 Building $126,551 | $400,405 (+2.46%) Land $84,027 Building $316,378 |
| 2022 | $1,391.00 Additional exemption filed | $156,313 Land $33,611 Building $122,702 | $390,783 Land $84,027 Building $306,756 |
Source: FEMA National Flood Hazard Layer, Columbia County (13073C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130730303081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 114 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA0730000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLUMBIA COUNTY serves 124,763 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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