Columbia County property record for 1045 Cumberland Dr, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,073 sqft · built 1974 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,217 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 058A010 |
| Primary APN | 058A010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 3,073 sqft Finished Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Lot Area | 94,961 sqft (2.18 acres) |
| Street Address | 1045 CUMBERLAND DR |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-6602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33; LAKE CUMBERLAND WEST |
| Legal Subdivision | LAKE CUMBERLAND WEST |
| Legal Lot Number | 33 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 30308 |
Source: Columbia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 30 N GOULD ST, 4344, SHERIDAN, WY 82801-6317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Nov 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit REGIONS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 1045 CUMBERLAND DR, EVANS, GA 30809-6602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1045 CUMBERLAND DR, EVANS, GA 30809-6602 |
| Document Number | 0014386/99 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 0000014386/0000000099 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 1045 CUMBERLAND DR, EVANS, GA 30809-6602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1045 CUMBERLAND DR, EVANS, GA 30809-6602 |
| Document Number | 139350000000002 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 0000013935/0000000002 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 1045 CUMBERLAND DR, EVANS, GA 30809-6602 |
| Document Number | 1133/0297 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1045 CUMBERLAND DR EVANS GA 308096602, EVANS, GA 30809-6602 |
| Document Number | 1133/0297 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 011133/000297 |
| Name | REGIONS BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,217.00 (-13.07%) Senior Citizen's exemption | $185,434 (+4.04%) Land $45,647 Building $139,787 | $463,584 (+4.04%) Land $114,117 Building $349,467 |
| 2025 | $1,400.00 (+20.59%) Senior Citizen's exemption | $178,238 (+17.08%) Land $45,647 Building $132,591 | $445,594 (+17.08%) Land $114,117 Building $331,477 |
| 2023 | $1,161.00 (-12.97%) Additional exemption filed | $152,232 (+1.69%) Land $30,947 Building $121,285 | $380,579 (+1.69%) Land $77,367 Building $303,212 |
| 2022 | $1,334.00 Additional exemption filed | $149,704 Land $30,947 Building $118,757 | $374,259 Land $77,367 Building $296,892 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures