10809 Wagon Wheel Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10809 Wagon Wheel Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,445 sqft · built 1974
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Dec 2018)
Tax Bill	$6,463 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-143-29-00`

Property Details

APN / Parcel Number

Primary APN	`580-143-29-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10809 WAGON WHEEL DR
City	SPRING VALLEY
State	CA
Zip	91978-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 270 TR 007350
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007350
Legal Block	2
Legal Lot Number	270
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13506

Owner

10809 Wagon Wheel Dr is owned and occupied by two individuals who bought it in December 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10809 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 14, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Apr 15, 1988 · Amount on File
Deed Document Number	2018512964
Prior Transfer Date	May 2, 2012
Prior Transfer Doc	0000260943
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10809 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1932
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1932

Mortgage

Document Number	0000211896
Date	May 17, 2022
Instrument	2022-0211896

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	10809 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1932
Document Number	0000512964
Map Reference	MAP 7350
Instrument Date	Nov 27, 2018
Instrument	2018-0512964
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10809 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1932

Mortgage

Document Number	0000512965
Date	Dec 14, 2018
Instrument	2018-0512965

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000512967
Date	Dec 14, 2018
Instrument	2018-0512967

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10809 Wagon Wheel Dr was $6,463.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,637 (+2%) Land $144,035 Building $356,602
2025	$6,463.00	$490,821 Land $141,211 Building $349,610
2023	$6,228.00 (+1.95%)	$471,764 Land $135,729 Building $336,035
2022	$6,109.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10809 Wagon Wheel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10809 Wagon Wheel Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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