10808 Wagon Wheel Dr, Spring Valley, CA 91978 Property Records

San Diego County property record for 10808 Wagon Wheel Dr, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,610 sqft · built 1974
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$416,000 (Oct 2013)
Tax Bill	$6,542 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`580-143-02-00`

Property Details

APN / Parcel Number

Primary APN	`580-143-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,610 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	6,400 sqft (0.147 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10808 WAGON WHEEL DR
City	SPRING VALLEY
State	CA
Zip	91978-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 243 TR 007350
Legal Subdivision	CARRIAGE HILLS CORNERS
Legal Tract	007350
Legal Block	2
Legal Lot Number	243
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13506

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10808 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2013 · Amount on Record
Deed Sale	Oct 21, 2013 · Amount on Record
Prior Sale	Jul 17, 2013 · Amount on Record
Deed Document Number	2013628516
Last Transfer Date	Mar 6, 2014
Transfer Doc	0000099270
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10808 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10808 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933

Mortgage

Document Number	0000082952
Date	Feb 24, 2022
Instrument	2022-0082952

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10808 WAGON WHEEL DR, SPRING VALLEY, CA 91978-1933
Document Number	0000600589
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10808 WAGON WHEEL DR SPRING VALLEY CA 919781933, SPRING VALLEY, CA 91978-1933

Mortgage

Document Number	0000600589
Date	Dec 23, 2019
Instrument	600589

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,148 (+2%) Land $175,047 Building $345,101
2025	$6,542.00 (-20.91%)	$509,950 (+4.04%) Land $171,615 Building $338,335
2023	$8,272.00 (+1.5%) Homeowner's exemption	$490,149 Land $164,951 Building $325,198
2022	$8,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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