10808 E 46th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10808 E 46th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,186 sqft · built 1976
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jun 2017)
Tax Bill	$6,021 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44042.1006`

Property Details

APN / Parcel Number

Primary APN	`44042.1006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	1,484 sqft
Basement Area	728 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Lot Dimensions	290 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	200 sqft
Patio Area	312 sqft
Canopy	312 sqft
Lean-To	360 sqft
Pole Barn	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	10808 E 46TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MYRON ESTATES NO 4 L6 B3
Legal Range	44E
Legal Township	24N
Legal Section	04
Legal Subdivision	MYRON ESTATES
Legal Block	3
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3023
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10808 E 46TH AVE, SPOKANE VALLEY, WA 99206-9468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Jun 5, 2017	Warranty Deed, Transfer · Conventional with PMI NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on Record
Deed Sale	Jun 5, 2017 · Amount on Record
Prior Sale	Apr 30, 2004 · Amount on Record
Deed Document Number	20176609239
Prior Transfer Date	Nov 9, 1998
Prior Transfer Doc	0004294951
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10808 E 46TH AVE, SPOKANE VALLEY, WA 99206-9468
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007017824
Date	Jan 6, 2021
Instrument	7017824

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10808 E 46TH AVE, SPOKANE VALLEY, WA 99206-9468
Document Number	0006844406
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10808 E 46TH AVE SPOKANE VALLEY WA 992069468, SPOKANE VALLEY, WA 99206-9468

Mortgage

Document Number	0006844406
Date	Sep 20, 2019
Instrument	6844406

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 5, 2017
Property Address	10808 E 46TH AVE, SPOKANE VALLEY, WA 99206-9468
Document Number	0006609239
Instrument Date	Jun 1, 2017
Instrument	6609239
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,879.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10808 E 46TH AVE SPOKANE VALLEY WA 992069468, SPOKANE VALLEY, WA 99206-9468

Mortgage

Document Number	6609240
Date	Jun 5, 2017
Instrument	6609240

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,021.00 (+7.54%)	$601,900 (+12.23%) Land $160,000 Building $441,900	$601,900 (+12.23%) Land $160,000 Building $441,900
2025	$5,599.00 (+13.27%)
2024		$536,300 (+27.96%) Land $130,000 Building $406,300	$536,300 (+27.96%) Land $130,000 Building $406,300
2023	$4,943.00 (+4.88%)	$419,100 Land $97,000 Building $322,100	$419,100 Land $97,000 Building $322,100
2022	$4,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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