10620 E 46th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10620 E 46th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,189 sqft · built 1980
Lot Size	0.431 acres (18,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2020)
Tax Bill	$5,013 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44051.1901`

Property Details

APN / Parcel Number

Primary APN	`44051.1901`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,189 sqft Living Area
Gross Area	4,521 sqft
1st Floor Area	1,484 sqft
2nd Floor Area	1,105 sqft
Basement Area	1,404 sqft
Finished Basement	600 sqft
Unfinished Basement	804 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	18,751 sqft (0.431 acres)
Lot Dimensions	150 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	63 sqft
Canopy	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10620 E 46TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PONDRA PINES FIRST ADD L1 B2
Legal Range	44E
Legal Township	24N
Legal Section	05
Legal Subdivision	PONDRA PINES FIRST ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3007
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10620 E 46TH AVE, SPOKANE VALLEY, WA 99206-9240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jun 23, 2020	Warranty Deed, Transfer · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	20206934248
Prior Transfer Date	May 15, 2008
Prior Transfer Doc	0005676559
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10620 E 46TH AVE, SPOKANE VALLEY, WA 99206-9240
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007217132
Date	Jun 21, 2022
Instrument	7217132

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 23, 2020
Property Address	10620 E 46TH AVE, SPOKANE VALLEY, WA 99206-9240
Document Number	0006934248
Instrument Date	Jun 22, 2020
Instrument	6934248
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,925.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10620 E 46TH AVE SPOKANE VALLEY WA 992069240, SPOKANE VALLEY, WA 99206-9240

Mortgage

Document Number	6934249
Date	Jun 23, 2020
Instrument	6934249

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2050

Mortgage

Document Number	6934250,
Date	Jun 23, 2020
Instrument	6934250

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2045

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,013.00 (+2.04%)	$475,000 (-0.48%) Land $125,000 Building $350,000	$475,000 (-0.48%) Land $125,000 Building $350,000
2025	$4,913.00 (+11.38%)
2024		$477,300 (+23.72%) Land $87,600 Building $389,700	$477,300 (+23.72%) Land $87,600 Building $389,700
2023	$4,411.00 (+1.54%)	$385,800 Land $73,000 Building $312,800	$385,800 Land $73,000 Building $312,800
2022	$4,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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