10806 Est Cortile Ct, Naples, FL 34110 Property Records

Lee County property record for 10806 Est Cortile Ct, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,068 sqft · built 2007
Lot Size	0.387 acres (16,862 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Mar 2009)
Tax Bill	$22,527 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-48-25-B3-02500.0380`

Property Details

APN / Parcel Number

Primary APN	`02-48-25-B3-02500.0380`
Alternative APNs	`250248B3025000380` `10513921`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,068 sqft Living Area
Gross Area	10,161 sqft
1st Floor Area	4,454 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	16,862 sqft (0.387 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	890 sqft
Porch	Slab
Porch Area	902 sqft
Patio Area	2,247 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513921
Street Address	10806 EST CORTILE CT
City	NAPLES
State	FL
Zip	34110-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	MEDITERRA PARCEL 118 DESC IN INST#2005-119504 LOT 38
Legal Range	25E
Legal Township	48S
Legal Section	02
Legal Subdivision	MEDITERRA
Legal Tract	B3
Legal Block	3
Legal Lot Number	38
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	3
Census Block	3012
Census Tract	50502

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10806 EST CORTILE CT, NAPLES, FL 34110-2859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Oct 1, 2020	Loan Modification, Mortgage FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2009 · Amount on Record
Deed Sale	Mar 18, 2009 · Amount on Record
Deed Document Number	200969863
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	10806 EST CORTILE CT, NAPLES, FL 34110-2859
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10806 EST CORTILE CT, NAPLES, FL 34110-2859

Mortgage

Document Number	0000042852
Date	Feb 18, 2026
Instrument	2026000042852

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	NAPLES, FL 34110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LEE FL
Property Address	10806 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number	0000243272
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10806 EST CORTILE CT NAPLES FL 341102859, NAPLES, FL 34110-2859

Mortgage

Document Number	0000243272
Date	Oct 9, 2020
Instrument	243272

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank
Address	10010 COCONUT RD, ESTERO, FL 34135-8122

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,527.00 (+4.51%) Homeowner's exemption	$1,582,502 (+5.99%)	$3,495,569 (+12.12%) Land $667,266 Building $2,828,303
2023	$21,554.00 (+7.7%) Homeowner's exemption	$1,493,110 (+8.72%)	$3,117,809 (+24.32%) Land $587,166 Building $2,530,643
2022	$20,013.00 Homeowner's exemption	$1,373,380	$2,507,974 Land $404,171 Building $2,103,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: T-Mobile USA, Verizon.

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