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10838 Est Cortile Ct, Naples, FL 34110 Property Records

Lee County property record for 10838 Est Cortile Ct, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 4,044 sqft · built 2007
Lot Size0.454 acres (19,785 sqft)
Owner2 Company Names on File
Last Sale$2,330,000 (Dec 2020)
Tax Bill$26,317 (2025)
Deeds & MortgagesFeb 2022 Transfer
Dec 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-48-25-B3-02500.0460

Property Details

APN / Parcel Number

Primary APN02-48-25-B3-02500.0460
Alternative APNs
  • 250248B3025000460
  • 10513934

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,044 sqft Living Area
Gross Area8,932 sqft
1st Floor Area3,481 sqft
Upper Floors Area291 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area19,785 sqft (0.454 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area643 sqft
Patio Area694 sqft
Courtyard602 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10513934
Street Address10838 EST CORTILE CT
CityNAPLES
StateFL
Zip34110-2859
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionMEDITERRA PARCEL 118 DESC IN INST#2005-119504 LOT 46
Legal Range25E
Legal Township48S
Legal Section02
Legal SubdivisionMEDITERRA
Legal TractB3
Legal Block3
Legal Lot Number46
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group3
Census Block3012
Census Tract50502

Owner

Source: Lee County records · APN 02-48-25-B3-02500.0460

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 29, 2020Warranty Deed, Transfer
COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW
Apr 16, 2020Deed of Trust, Mortgage
MORGAN STANLEY PVT BK NA
Apr 16, 2020Warranty Deed, Transfer
COTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW
Sep 25, 2018Warranty Deed, Transfer · ARM
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleApr 16, 2020 · Amount on Record
Deed Document Number2020328139
Last Transfer DateFeb 09, 2022
Transfer Doc0000053704
Record UpdatedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateFeb 16, 2022
Property Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number0000053704
Map ReferenceDOC 2005000119504
Instrument DateFeb 09, 2022
Instrument2022000053704
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10838 EST CORTILE CT, NAPLES, FL 34110-2859

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateDec 29, 2020
Property Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number0000328139
Instrument DateDec 29, 2020
Instrument328139
Transaction TypeTransfer
Record UpdatedJan 14, 2021
Title CompanyCOTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$16,310.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10838 EST CORTILE CT NAPLES FL 341102859, NAPLES, FL 34110-2859

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number0000092346
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10838 EST CORTILE CT NAPLES FL 341102859, NAPLES, FL 34110-2859

Mortgage

Document Number0000092346
DateApr 16, 2020
Instrument92346
Lender
NameMORGAN STANLEY PVT BK NA
TypeBank
Address4270 IVY POINTE BLVD # 400, CINCINNATI, OH 45245-0003
Agreement
AmountAmount Recorded
Term360 Months
DueApr 15, 2050
Interest
Rate TypeAdjustable Rate
Rate2.9%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 16, 2020
Property Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number0000092203
Instrument DateApr 16, 2020
Instrument92203
Transaction TypeTransfer
Record UpdatedMay 14, 2020
Title CompanyCOTTRELL TITLE AND ESCROW, COTTRELL TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$15,400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16044 TREBBIO WAY NAPLES FL 341102702, NAPLES, FL 34110-2702

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 25, 2018
Property Address10838 EST CORTILE CT, NAPLES, FL 34110-2859
Document Number0000229077
Map ReferenceORI2005000119504
Instrument DateSep 21, 2018
Instrument2018000229077
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7629 MARKET ST STE 200, 7629, YOUNGSTOWN, OH 44512-6082

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10838 EST CORTILE CT, NAPLES, FL 34110-2859

Mortgage

Document Number0000229078
DateSep 25, 2018
Instrument2018000229078
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.9%
Type Change DateOct 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.9%
Index1-Year LIBOR
Max Rate8.9%

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityBonita Springs City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$26,317.00 (+4.55%) Homeowner's exemption$1,878,687 (+5.99%)$2,861,737 (+6.03%) Land $691,203 Building $2,170,534
2023$25,172.00 (+2.53%) Homeowner's exemption$1,772,564 (+3%)$2,698,928 (+19.9%) Land $587,166 Building $2,111,762
2022$24,552.00 Homeowner's exemption$1,720,936$2,251,024 Land $404,171 Building $1,846,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 80 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims3 (2017–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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