10804 Walnut Dr, Saint John, IN 46373 Property Records

Lake County property record for 10804 Walnut Dr, Saint John, IN 46373

Property Summary

Property Type	Row House
Details	2 ba · 1,579 sqft · built 2019
Lot Size	0.119 acres (5,208 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Feb 2020)
Tax Bill	$3,949 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-379-015.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-379-015.000-015`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,579 sqft Living Area
Basement Area	1,579 sqft

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	5,208 sqft (0.119 acres)
Lot Dimensions	124 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10804 WALNUT DR
City	SAINT JOHN
State	IN
Zip	46373-8301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	THE GATES OF ST. JOHN UNIT 1F S42.16FT OF 84.33FT OF LOT P
Legal Subdivision	THE GATES OF ST JOHN
Legal Lot Number	P
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	42904

Owner

10804 Walnut Dr, a row house, is owned and occupied by an individual who bought it in February 2020.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit ADVANCE FINANCIAL FCU
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Feb 27, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 27, 2020	Warranty Deed, Transfer CHICAGO TITLE SCHERERVILLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2020 · Amount on File
Deed Sale	Feb 27, 2020 · Amount on File
Prior Sale	Feb 27, 2020 · Amount on File
Deed Document Number	2020 014045
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000077
Date	Jan 3, 2023
Instrument	2023-500077

Lender

Name	ADVANCE FINANCIAL FCU
Type	Credit Union
Address	EAST CHICAGO, IN 46312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023722
Date	Apr 28, 2020
Instrument	2020 023722

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 27, 2020
Property Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number	0000014045
Map Reference	MB 110 PG 85
Instrument Date	Feb 21, 2020
Instrument	2020 014045
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301

Mortgage

Document Number	0000014046
Date	Feb 27, 2020
Instrument	2020 014046

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 27, 2020
Property Address	10804 WALNUT DR, SAINT JOHN, IN 46373-8301
Document Number	0000014044
Instrument Date	Feb 19, 2020
Instrument	14044
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	CHICAGO TITLE SCHERERVILLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 UNION AVE STEGER IL 604751743, STEGER, IL 60475-1743
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,600 Land $60,000 Building $302,600	$362,600 Land $60,000 Building $302,600
2024	$3,949.00
2023		$357,900 (+2.43%) Land $40,100 Building $317,800	$357,900 (+2.43%) Land $40,100 Building $317,800
2022	$4,130.00 (-4.02%)	$349,400 Land $40,100 Building $309,300	$349,400 Land $40,100 Building $309,300
2021	$4,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10804 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10804 Walnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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