10786 Walnut Dr, Saint John, IN 46373 Property Records

Lake County property record for 10786 Walnut Dr, Saint John, IN 46373

Property Summary

Property Type	Row House
Details	3 ba · 1,994 sqft · built 2019
Lot Size	0.126 acres (5,520 sqft)
Owner	Individual Name on Record
Last Sale	$379,900 (Sep 2020)
Tax Bill	$4,580 (2024)
Deeds & Mortgages	Jan 2023 Second Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-03-379-013.000-015`

Property Details

APN / Parcel Number

Primary APN	`45-15-03-379-013.000-015`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,994 sqft Living Area
Basement Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	5,520 sqft (0.126 acres)
Lot Dimensions	120 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10786 WALNUT DR
City	SAINT JOHN
State	IN
Zip	46373-8300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Legal Description	THE GATES OF ST JOHN UNIT 1E TRACT 1170 S.42.01FT OF LOT J
Legal Subdivision	THE GATES OF ST JOHN
Legal Tract	1170
Legal Lot Number	J
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC
Sep 16, 2020	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 12, 2019	Deed of Trust, Mortgage VON TOBEL CORP
Sep 17, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	2020 064248
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001069
Date	Jan 11, 2023
Instrument	2023-501069

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 16, 2020
Property Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Document Number	0000064248
Map Reference	MB 107 PG 91
Instrument Date	Sep 3, 2020
Instrument	2020 064248
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300

Mortgage

Document Number	0000064249
Date	Sep 16, 2020
Instrument	2020 064249

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 16, 2020
Property Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Document Number	0000064247
Instrument Date	Aug 27, 2020
Instrument	64247
Transaction Type	Transfer
Record Updated	Apr 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 UNION AVE STEGER IL 604751743, STEGER, IL 60475-1743
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Document Number	0000088263
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10786 WALNUT DR ST JOHN IN 46373, ST JOHN, IN 46373

Mortgage

Document Number	0000088263
Date	Dec 19, 2019
Instrument	88263

Lender

Name	VON TOBEL CORP
Address	2568 WASHINGTON ST, VALPARAISO, IN 46384

Agreement

Amount	Amount Recorded

Interest

Rate	9%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 17, 2018
Property Address	10786 WALNUT DR, SAINT JOHN, IN 46373-8300
Document Number	0000063406
Instrument Date	Sep 17, 2018
Instrument	63406
Transaction Type	Transfer
Record Updated	Sep 28, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10865 MAPLE LN ST JOHN IN 463738513, ST JOHN, IN 46373-8513

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$407,000 (-0.56%) Land $60,000 Building $347,000	$407,000 (-0.56%) Land $60,000 Building $347,000
2024	$4,580.00 (-4.96%)
2023		$409,300 (+2.48%) Land $41,400 Building $367,900	$409,300 (+2.48%) Land $41,400 Building $367,900
2022	$4,819.00 (-4.84%)	$399,400 Land $41,400 Building $358,000	$399,400 Land $41,400 Building $358,000
2021	$5,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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