10685 Big Bone Rd, Union, KY 41091 Property Records

Boone County property record for 10685 Big Bone Rd, Union, KY 41091

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1950
Lot Size0.589 acres (25,700 sqft)
OwnerIndividual Name on File
Last Sale$199,000 (Aug 2020)
Tax Bill$2,298 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jul 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN041.00-00-034.00

Property Details

APN / Parcel Number

Primary APN041.00-00-034.00
Alternative APN
  • 12050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,120 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Lot Area25,700 sqft (0.589 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address10685 BIG BONE RD
CityUNION
StateKY
Zip41091-8402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 FARVIEW (41-34)
Legal SubdivisionFARVIEW
Legal Lot Number7
JurisdictionBOONE KY
Township / Civil DivisionWALTON
Census Block Group1
Census Block1007
Census Tract70601

Owner

10685 Big Bone Rd is owned and occupied by an individual who bought it in August 2020.

Source: Boone County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Mailing Address10685 BIG BONE RD, UNION, KY 41091-8402
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Warranty Deed, Transfer · VA Mortgage
AMERICAN FINANCIAL NETWORK INC
Jul 2, 2018Special Warranty Deed, Transfer
Jan 23, 2018Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2020 · Amount on File
Deed SaleAug 7, 2020 · Amount on File
Prior SaleJul 2, 2018 · Amount on File
Deed Document Number808885
Deed Book / PageD1149 / 243
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateAug 7, 2020
Property Address10685 BIG BONE RD, UNION, KY 41091-8402
Document Number0D1149/243
Book / PageD1149 / 243
Map ReferenceMB 5 PG 6
Instrument DateJul 31, 2020
Instrument808885
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8709 SENTRY DR, 8709, FLORENCE, KY 41042-8275

Transferred To (Grantee/Buyer)

NameVerified Name
Address10685 BIG BONE RD, UNION, KY 41091-8402

Mortgage

Document Number0000808886
DateAug 7, 2020
Instrument808886
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBOONE KY
Recording DateJul 2, 2018
Property Address10685 BIG BONE RD, UNION, KY 41091-8402
Document Number0D1110/840
Book / PageD1110 / 840
Map ReferenceMB 5 PG 6
Instrument DateJun 27, 2018
Instrument754359
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address8709 SENTRY DR, FLORENCE, KY 41042-8275

January 2018: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionBOONE KY
Recording DateJan 23, 2018
Property Address10685 BIG BONE RD, UNION, KY 41091-8402
Document Number0D1102/643
Book / PageD1102 / 643
Map ReferenceMB 5 PG 6
Instrument DateNov 16, 2017
Instrument743886
Transaction TypeForeclosure
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 WISCONSIN AVE NW, WASHINGTON, DC 20016-2806

Tax Assessment & Valuation

The 2025 property tax bill for 10685 Big Bone Rd was $2,298.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,298.00$199,000 Land $30,000 Building $169,000
2024$199,000 (-) Land $30,000 Building $169,000
2023$2,339.00 (+4.7%)$199,000 (-) Land $30,000 Building $169,000$199,000 (-) Land $30,000 Building $169,000
2022$2,234.00$199,000 Land $30,000 Building $169,000$199,000 Land $30,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10685 Big Bone Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1996–1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10685 Big Bone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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