1080 Troon Dr E, Niceville, FL 32578 Property Records

Okaloosa County property record for 1080 Troon Dr E, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1982
Lot Size	0.533 acres (23,248 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Jul 2020)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-3126-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-3126-7`
Alternative APN	`23-1S-22-2383-000B-0180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,954 sqft Heated Area
Gross Area	2,454 sqft
1st Floor Area	1,837 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	23,248 sqft (0.533 acres)
Garage Type	Finished
Garage Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1080 TROON DR E
City	NICEVILLE
State	FL
Zip	32578-4061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST ANDREWS VILLAGE S II LOT 18 BLK B
Legal Range	22
Legal Township	01S
Legal Section	23
Legal Subdivision	ST. ANDREWS VIL S II
Legal Block	B
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3010
Census Tract	21001

Owner

1080 Troon Dr E is owned and occupied by an individual who acquired it in July 2020.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1080 TROON DR E, NICEVILLE, FL 32578-4061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Deed Document Number	0034774630
Deed Book / Page	3477 / 4630
Last Transfer Date	Jul 24, 2020
Transfer Doc	0034774630
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 24, 2020
Property Address	1080 TROON DR E, NICEVILLE, FL 32578-4061
Document Number	0034774630
Book / Page	003477 / 004630
Instrument Date	Jul 23, 2020
Instrument	3375867
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	BRADLEY TITLE CORPORATION, BRADLEY TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 WESTLAKE CT NICEVILLE FL 325784188, NICEVILLE, FL 32578-4188

Mortgage

Document Number	34774631
Date	Jul 24, 2020
Book Page	003477/004631
Instrument	3375868

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1080 Troon Dr E was $2,978 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 Homeowner's exemption	$284,357	$333,143 Land $111,668 Building $221,475
2023	$2,821.00 (+2.66%) Homeowner's exemption	$268,294 (+3%)	$329,966 (+6.01%) Land $103,232 Building $226,734
2022	$2,748.00 Homeowner's exemption	$260,480	$311,271 Land $98,317 Building $212,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1080 Troon Dr E in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1080 Troon Dr E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20