Okaloosa County property record for 1077 Troon Dr E, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,377 sqft · built 1987 |
| Lot Size | 0.616 acres (26,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,900 (May 2018) |
| Tax Bill | $3,635 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-596-3162-2 |
| Primary APN | C56-000-596-3162-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,377 sqft Heated Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 2,377 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 26,859 sqft (0.616 acres) |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Porch | Enclosed Porch |
| Porch Area | 100 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1077 TROON DR E |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST ANDREWS VILLAGE S II LOT 20 BLK C |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 23 |
| Legal Subdivision | ST. ANDREWS VIL S II |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21001 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1077 TROON DR E, NICEVILLE, FL 32578-4062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| May 30, 2018 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jan 26, 2015 · Amount on Record |
| Deed Document Number | 3210102 |
| Deed Book / Page | 3352 / 1015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1077 TROON DR E, NICEVILLE, FL 32578-4062 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1077 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0034953480 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3495/3480 |
| Instrument | 3395051 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 30, 2018 |
| Property Address | 1077 TROON DR E, NICEVILLE, FL 32578-4062 |
| Document Number | 0033521015 |
| Book / Page | 003352 / 001015 |
| Instrument Date | May 25, 2018 |
| Instrument | 3210102 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,589.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 320 FAIRWOOD DR NICEVILLE FL 325783270, NICEVILLE, FL 32578-3270 |
| Document Number | 33521016 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 003352/001016 |
| Instrument | 3210103 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, FL 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,635.00 (+5.48%) Homeowner's exemption | $340,041 (+5.99%) | $471,527 (+0.94%) Land $158,637 Building $312,890 |
| 2023 | $3,446.00 (+2.53%) Homeowner's exemption | $320,833 (+3%) | $467,156 (+6%) Land $146,653 Building $320,503 |
| 2022 | $3,361.00 Homeowner's exemption | $311,488 | $440,720 Land $139,670 Building $301,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 units insured incl. 8 condo units |
| Nearby Flood Claims | 25 (1985–2020) |
| Claims Outside the SFHA | 23 of 25 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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