Polk County property record for 1080 Meadowlark Dr, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,432 sqft · built 1975 |
| Lot Size | 5.23 acres (227,819 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Oct 2020) |
| Tax Bill | $3,532 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-299 |
| Primary APN | P35-299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,432 sqft Finished Area |
| Basement Area | 2,432 sqft |
| Finished Basement | 2,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 227,819 sqft (5.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Account Number | 55261 |
|---|---|
| Street Address | 1080 MEADOWLARK DR |
| City | TRYON |
| State | NC |
| Zip | 28782-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | P35C, P35C P35C |
| Legal Subdivision | DONALD G & MARY CORLEY |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920303 |
1080 Meadowlark Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1080 MEADOWLARK DR, TRYON, NC 28782-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Oct 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2020 · Amount on File |
| Deed Sale | Oct 20, 2020 · Amount on File |
| Prior Sale | May 20, 2015 · Amount on File |
| Deed Book / Page | 453 / 322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 1080 MEADOWLARK DR, TRYON, NC 28782-3711 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00428/2488 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 428/2488 |
| Instrument | 004663390013 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Oct 20, 2020 |
| Property Address | 1080 MEADOWLARK DR, TRYON, NC 28782-3711 |
| Document Number | 000453/322 |
| Book / Page | 453 / 322 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 RAVEN RD, LANDRUM, SC 29356-3414 |
| Name | Verified Name |
|---|---|
| Address | 1080 MEADOWLARK DR, TRYON, NC 28782-3711 |
| Document Number | 0000453326 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 453/326 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 1080 Meadowlark Dr was $3,532, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,532.00 (+3.55%) | $602,036 (-) Land $96,150 Building $505,886 | $602,036 (-) Land $96,150 Building $505,886 |
| 2025 | $3,411.00 | $602,036 Land $96,150 Building $505,886 | $602,036 Land $96,150 Building $505,886 |
| 2023 | $4,263.00 (+4.54%) | $616,643 (-) Land $153,840 Building $462,803 | |
| 2022 | $4,078.00 | $616,643 Land $153,840 Building $462,803 | |
| 2021 | $616,643 Land $153,840 Building $462,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1080 Meadowlark Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1080 Meadowlark Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
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