Polk County property record for 498 Meadowlark Dr, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,220 sqft · built 1972 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,500 (Jun 2005) |
| Tax Bill | $2,449 (2026) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-204 |
| Primary APN | P35-204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,220 sqft Finished Area |
| Basement Area | 2,220 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Account Number | 33189 |
|---|---|
| Street Address | 498 MEADOWLARK DR |
| City | TRYON |
| State | NC |
| Zip | 28782-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE1 |
| Legal Description | P35C, P35C P35C |
| Legal Subdivision | RONALD A & DONNA D MALTONY |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920303 |
498 Meadowlark Dr is owned and occupied by an individual who bought it in June 2005.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 MEADOWLARK DR, TRYON, NC 28782-2520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Intrafamily Transfer, Transfer |
| Jul 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2005 · Amount on File |
| Deed Sale | Jun 17, 2005 · Amount on File |
| Prior Sale | Jul 22, 2002 |
| Deed Book / Page | 328 / 1548 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 21, 2023 |
| Property Address | 498 MEADOWLARK DR, TRYON, NC 28782-2520 |
| Document Number | 00481/2384 |
| Book / Page | 481 / 2384 |
| Map Reference | FILE B PG 352 |
| Instrument Date | Nov 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 498 MEADOWLARK DR, TRYON, NC 28782-2520 |
| Name | Verified Name |
|---|---|
| Address | 498 MEADOWLARK DR, TRYON, NC 28782-2520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 498 MEADOWLARK DR, TRYON, NC 28782-2520 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 441/2453 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 441/2453 |
| Name | HOMETRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2026 property tax bill for 498 Meadowlark Dr was $2,449, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,449.00 (+3.51%) | $417,518 (-) Land $76,300 Building $341,218 | $417,518 (-) Land $76,300 Building $341,218 |
| 2025 | $2,366.00 | $417,518 Land $76,300 Building $341,218 | $417,518 Land $76,300 Building $341,218 |
| 2023 | $2,066.00 | $298,935 Land $61,040 Building $237,895 | |
| 2021 | $298,935 Land $61,040 Building $237,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Meadowlark Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Meadowlark Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TRYON serves 5,494 people · EPA ID NC0175010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
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