Bedford County property record for 1080 Ayers Rd, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,400 sqft · built 1922 |
| Lot Size | 4.28 acres (186,437 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $204,950 (May 2015) |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 234 A 31A |
| Primary APN | 234 A 31A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 186,437 sqft (4.28 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 504 sqft |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1080 AYERS RD |
|---|---|
| City | MONETA |
| State | VA |
| Zip | 24121-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCK CASTLE CR |
| Legal Subdivision | ROCK CASTLE |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 30501 |
Source: Bedford County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1080 AYERS RD, MONETA, VA 24121-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on Record |
| Deed Sale | May 5, 2015 · Amount on Record |
| Prior Sale | Oct 30, 2012 · Amount on Record |
| Deed Document Number | 20153998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 7, 2026 |
| Property Address | 1080 AYERS RD, MONETA, VA 24121-3512 |
| Document Number | 0000004053 |
| Instrument Date | May 1, 2026 |
| Instrument | 20264053 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1080 AYERS RD, MONETA, VA 24121-3512 |
| Document Number | 0000004053, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20264053 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 | $253,700 (+1%) Land $56,400 Building $197,300 | |
| 2023 | $1,040.00 Additional exemption filed | $126,850 | $253,700 Land $56,400 Building $197,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| ZiTEL Fiber | 960 / 960 |
| Starlink Satellite | 280 / 30 |
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