1620 Ayers Rd, Moneta, VA 24121 Property Records

Bedford County property record for 1620 Ayers Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,228 sqft · built 1900
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$374,450 (Dec 2025)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Dec 2025 Sale Apr 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234 A 37`

Property Details

APN / Parcel Number

Primary APN	`234 A 37`
Alternative APNs	`23404100` `526516`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	45,302 sqft (1.04 acres)
Porch	Porch
Porch Area	156 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	526516
Street Address	1620 AYERS RD
City	MONETA
State	VA
Zip	24121-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOLD BR
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3025
Census Tract	30501

Owner

Source: Bedford County records · APN 234 A 37

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1620 AYERS RD, MONETA, VA 24121-3525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed, Transfer SAGE TITLE GROUP LLC
Apr 07, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	250011078
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 22, 2025
Property Address	1620 AYERS RD, MONETA, VA 24121-3525
Document Number	0250011078
Map Reference	DOC 10009777
Instrument Date	Dec 18, 2025
Instrument	250011078
Transaction Type	Transfer
Record Updated	Jan 07, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$374.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1620 AYERS RD, MONETA, VA 24121-3525

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1620 AYERS RD, MONETA, VA 24121-3525
Transaction Type	Mortgage
Record Updated	May 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004033
Date	Apr 07, 2022
Instrument	220004033

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 20, 2020
Property Address	1620 AYERS RD, MONETA, VA 24121-3525
Document Number	200003879
Instrument Date	Apr 08, 2020
Instrument	200003879
Transaction Type	Transfer
Record Updated	Sep 02, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 AYERS RD, MONETA, VA 24121-3525

Mortgage

Document Number	200003880
Date	Apr 20, 2020
Instrument	200003880

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00 Additional exemption filed	$268,000 (+1%) Land $30,000 Building $238,000
2023	$1,098.00 Additional exemption filed	$134,000	$268,000 Land $30,000 Building $238,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 8 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960

May also be available: SML Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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