108 Willow Trl, Spring Valley, IL 61362 Property Records

Bureau County property record for 108 Willow Trl, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1995
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Tax Bill	$6,822 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2015 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-27-400-031`

Property Details

APN / Parcel Number

Primary APN	`18-27-400-031`
Alternative APN	`2474`

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	1827400031
Street Address	108 WILLOW TRL
City	SPRING VALLEY
State	IL
Zip	61362-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-WILLOW BEND SD L 4 (100 X 150) D 17-4759
Legal Range	11
Legal Township	16
Legal Section	27
Legal Subdivision	WILLOW BEND SD
Legal Lot Number	4
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3045
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit NORTH CENTRAL BANK
Mar 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK LA SALLE OFFICE
Nov 17, 2017	Deed, Transfer · Conventional Mortgage NORTH CENTRAL BANK
Feb 19, 2015	Intrafamily Transfer, Transfer
Nov 18, 2014	Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017
Deed Sale	Nov 17, 2017
Prior Sale	Nov 18, 2014 · Amount on Record
Deed Document Number	20174759
Prior Transfer Date	Feb 17, 2015
Prior Transfer Doc	2015R00613
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R04052
Date	Dec 2, 2025
Instrument	2025R04052

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2035

Interest

Rate Type	Fixed Rate
Rate	7.5%

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R00888
Date	Mar 6, 2015
Instrument	2015R00888

Lender

Name	EUREKA SAVINGS BANK LA SALLE OFFICE
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2035

Interest

Rate Type	Fixed Rate
Rate	4%

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUREAU IL
Recording Date	Nov 17, 2017
Property Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Document Number	2017R04759
Instrument Date	Nov 14, 2017
Instrument	2017R04759
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	201 E SAINT PAUL ST, SPRING VALLEY, IL 61362-2139

Mortgage

Document Number	2017R04760
Date	Nov 17, 2017
Instrument	2017R04760

Lender

Name	NORTH CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.13%

February 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Feb 19, 2015
Property Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Document Number	2015R00613
Instrument Date	Feb 17, 2015
Instrument	2015R00613
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Nov 18, 2014
Property Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Document Number	2014R04183
Instrument Date	Nov 12, 2014
Instrument	2014R04183
Transaction Type	Transfer
Record Updated	May 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLOW TRL, SPRING VALLEY, IL 61362-9749

Mortgage

Document Number	2014R04184
Date	Nov 18, 2014
Instrument	2014R04184

Lender

Name	EUREKA SAVINGS BANK
Address	LA SALLE, IL 61301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,822.00 (-20.58%) Homeowner's exemption	$72,791 (+8.56%) Land $7,574 Building $65,217	$218,373 (+8.56%) Land $22,722 Building $195,651
2024	$8,590.00 (-11.76%)	$67,052 (-19.76%) Land $6,977 Building $60,075	$201,156 (-19.76%) Land $20,931 Building $180,225
2023		$83,569 Land $6,543 Building $77,026	$250,707 Land $19,629 Building $231,078
2022	$9,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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