104 Willow Trl, Spring Valley, IL 61362 Property Records

Bureau County property record for 104 Willow Trl, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1995
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$8,052 (2025)
Deeds & Mortgages	Mar 2012 Mortgage Jan 2015 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-27-400-028`

Property Details

APN / Parcel Number

Primary APN	`18-27-400-028`
Alternative APN	`2472`

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	1827400028
Street Address	104 WILLOW TRL
City	SPRING VALLEY
State	IL
Zip	61362-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-WILLOW BEND SD L 2 (100 X 150) B 775 P 267 D 92-6415
Legal Range	11
Legal Township	16
Legal Section	27
Legal Subdivision	WILLOW BEND SD
Legal Lot Number	2
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3045
Census Tract	965100

Owner

Source: Bureau County assessment roll, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Jan 5, 2015	Deed of Trust, Mortgage · Line of Credit SPRING VALLEY CITY BANK
Mar 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK
Nov 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	104 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201090
Date	Mar 13, 2012
Instrument	2012_01090

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Feb 10, 2014

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	104 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R00025
Date	Jan 5, 2015
Instrument	2015R00025

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2020

Interest

Rate	4.5%

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	104 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201201090
Date	Mar 13, 2012
Instrument	201201090

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Feb 10, 2014

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	104 WILLOW TRL, SPRING VALLEY, IL 61362-9749
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013R06343
Date	Nov 25, 2013
Instrument	2013R06343

Lender

Name	SPRING VALLEY CITY BANK
Address	SPRING VALLEY, IL 61362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 20, 2016

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,052.00 (+14%)	$90,175 (+15.77%) Land $7,574 Building $82,601	$270,525 (+15.77%) Land $22,722 Building $247,803
2023		$77,893 Land $6,543 Building $71,350	$233,679 Land $19,629 Building $214,050
2022	$7,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink.

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