Camden County property record for 108 White Cedar Ln, Camden, NC 27921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,308 sqft · built 2020 |
| Lot Size | 5.85 acres (254,826 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Aug 2020) |
| Tax Bill | $3,601 (2026) |
| Deeds & Mortgages | May 2020 Construction Loan Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02.8945.00.89.1608.0000 |
| Primary APN | 02.8945.00.89.1608.0000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,308 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 254,826 sqft (5.85 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 217 sqft |
| Deck Area | Deck Area |
| Storage Building | 1,800 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 108 WHITE CEDAR LN |
|---|---|
| City | CAMDEN |
| State | NC |
| Zip | 27921-7545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R32 |
| Legal Description | RESIDUAL OF LOT 11 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMDEN NC |
| Township / Civil Division | COURTHOUSE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950102 |
Source: Camden County records · APN 02.8945.00.89.1608.0000
Assessment roll updated November 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 WHITE CEDAR LN, CAMDEN, NC 27921-7545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Construction Mortgage OLD POINT NATIONAL BANK OF PHOEBUS |
| Aug 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Deed Book / Page | 395 / 52 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NC |
| Property Address | 108 WHITE CEDAR LN, CAMDEN, NC 27921-7545 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000389/685 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 389/685 |
| Name | OLD POINT NATIONAL BANK OF PHOEBUS |
|---|---|
| Address | HAMPTON, VA 23663 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMDEN NC |
| Recording Date | Aug 13, 2020 |
| Property Address | 108 WHITE CEDAR LN, CAMDEN, NC 27921-7545 |
| Document Number | 0000395/52 |
| Book / Page | 395 / 52 |
| Map Reference | CAB 8 SL 172 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 176, MOYOCK, NC 27958-0176 |
| Name | Verified Name |
|---|---|
| Address | 108 WHITE CEDAR LN, CAMDEN, NC 27921-7545 |
| Document Number | 0000395/56 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 395/56 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Camden County records · Assessment roll updated November 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Camden County |
| Unified School District | Camden County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,601.00 (-3.35%) | $486,651 (-) Land $89,494 Building $397,157 | $486,651 (-) |
| 2025 | $3,726.00 | $486,651 (+14.17%) Land $89,494 Building $397,157 | |
| 2023 | $426,251 Land $89,494 Building $336,757 | $486,651 Land $89,494 Building $397,157 |
Source: FEMA National Flood Hazard Layer, Camden County (37029C), as of December 21, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370299501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 127 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 29 condo units |
| Nearby Flood Claims | 119 (1993–2020) |
| Claims Outside the SFHA | 5 of 119 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0415015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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