Muskingum County property record for 108 Water St, Philo, OH 43771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,400 sqft · built 1901 |
| Lot Size | 0.123 acres (5,401 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,036 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-20-09-04-000 |
| Primary APN | 20-20-09-04-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1901 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,401 sqft (0.123 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Terrain | Rolling |
| Deck Area | 1,112 sqft |
|---|---|
| Patio Area | 1,112 sqft |
| Shed | 1 Shed |
| Shed Area | 748 sqft |
| Lean-To | 408 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Account Number | 045985-9 |
|---|---|
| Old Parcel Number | 20-20-09-04-000 |
| Street Address | 108 WATER ST |
| City | PHILO |
| State | OH |
| Zip | 43771-3300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 SQ 52 TAYLORS 4TH ADD 60 X 90 |
| Legal Lot Number | 18 |
| Jurisdiction | MUSKINGUM OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 912500 |
108 Water St is owned and occupied by an individual who acquired it in February 1993.
Source: Muskingum County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 312, PHILO, OH 43771-0312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 1993 |
| Deed Sale | Feb 10, 1993 |
| Deed Document Number | 164 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 108 Water St was $2,036 with a homeowner's exemption.
Source: Muskingum County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 Homeowner's exemption | $29,575 Land $1,925 Building $27,650 | |
| 2024 | $84,500 Land $5,500 Building $79,000 | ||
| 2023 | $1,641.00 Homeowner's exemption | $24,185 Land $1,400 Building $22,785 | |
| 2021 | $69,100 Land $4,000 Building $65,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1980–2008) |
| Most Recent Claim | Mar 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHILO private · serves 974 people · EPA ID OH6001912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Smart Way Communications Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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