108 W Tyler St, Philo, IL 61864 Property Records

Champaign County property record for 108 W Tyler St, Philo, IL 61864

Property Summary

Property Type	Vacant Land
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$178 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-105-007`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-105-007`

Exterior

Lot Area	12,000 sqft (0.275 acres)

Location & Zoning

Street Address	108 W TYLER ST
City	PHILO
State	IL
Zip	61864-9567
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 8 BLOCK 5 HALES, E.B., 1ST ADD
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	HALES, E.B., 1ST ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1006
Census Tract	10901

Owner

108 W Tyler St, vacant land, is owned by an individual who acquired it in November 2022.

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	302 N JACKSON ST, PHILO, IL 61864-9690
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY/IL COMMUNITY CREDIT UNION
Dec 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Mar 30, 2023	Intrafamily Transfer, Transfer
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2022
Transfer Doc	0000003801
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 28, 2026
Property Address	108 W TYLER ST, PHILO, IL 61864-9567
Document Number	0000006113
Instrument Date	Apr 23, 2026
Instrument	20266113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1498 COUNTY ROAD 1800 E, URBANA, IL 61802-9510

Mortgage

Document Number	0000006113,
Date	Apr 28, 2026
Instrument	20266113

Lender

Name	UNIVERSITY/IL COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 W TYLER ST, PHILO, IL 61864-9567
Transaction Type	Mortgage
Record Updated	Jan 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022201
Date	Dec 22, 2022
Instrument	2022R22201

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	10.8%
Index	12-Month MTA
Max Rate	10.8%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 30, 2023
Property Address	108 W TYLER ST, PHILO, IL 61864-9567
Document Number	0000003801
Map Reference	DD 15 PG 428
Instrument Date	Nov 21, 2022
Instrument	2023R03801
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N NEIL ST STE 400, 400, CHAMPAIGN, IL 61820-3169

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 W TYLER ST, PHILO, IL 61864-9567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001437
Date	Jan 21, 2021
Instrument	2021R01437

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,250 Land $3,250	$9,750 Land $9,750
2024	$178.00
2022	$165.00	$2,600 Land $2,600	$7,800 Land $7,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 W Tyler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 W Tyler St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless.

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