104 W Tyler St, Philo, IL 61864 Property Records

Champaign County property record for 104 W Tyler St, Philo, IL 61864

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,332 sqft · built 1971
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (Oct 2022)
Tax Bill	$2,951 (2024)
Deeds & Mortgages	May 2023 Line of Credit Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-27-23-105-009`

Property Details

APN / Parcel Number

Primary APN	`19-27-23-105-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	1,332 sqft
Basement Area	1,332 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Brick
Roof Material	Other
Lot Area	12,000 sqft (0.275 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	104 W TYLER ST
City	PHILO
State	IL
Zip	61864-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 5 HALES, E.B., 1ST ADD
Legal Range	09E
Legal Township	18N
Legal Section	23
Legal Subdivision	HALES, E.B., 1ST ADD
Legal Block	5
Legal Lot Number	11
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	PHILO
Census Block Group	1
Census Block	1006
Census Tract	10901

Owner

104 W Tyler St is owned and occupied by two individuals who bought it in October 2022.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	104 W TYLER ST, PHILO, IL 61864-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST
Oct 4, 2022	Executor's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Deed Document Number	202218099
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	104 W TYLER ST, PHILO, IL 61864-9567
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005589
Date	May 4, 2023
Instrument	2023R05589

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Apr 26, 2038

Interest

Rate Type	Adjustable Rate
Rate	8%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

October 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 4, 2022
Property Address	104 W TYLER ST, PHILO, IL 61864-9567
Document Number	0000018099
Instrument Date	Sep 27, 2022
Instrument	2022R18099
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$169.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 W TYLER ST, PHILO, IL 61864-9567

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Philo Township
Municipality	Philo Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,320 Land $3,250 Building $57,070	$180,960 Land $9,750 Building $171,210
2024	$2,951.00
2022	$2,365.00 Homeowner's exemption Senior Citizen's exemption	$48,240 Land $2,600 Building $45,640	$144,720 Land $7,800 Building $136,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 104 W Tyler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 W Tyler St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PHILO private · serves 1,378 people · EPA ID IL0190600
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: MF Wireless.

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