Somerset County and Bernards Township property record for 108 W Oak St, Basking Ridge, NJ 07920
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1933 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Aug 2012) |
| Tax Bill | $9,924 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01901-0000-00050 |
| Primary APN | 02-01901-0000-00050 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 020009700000000301 |
|---|---|
| Street Address | 108 W OAK ST |
| City | BASKING RIDGE |
| State | NJ |
| Zip | 07920-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Block | 1901 |
| Legal Lot Number | 50 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 52400 |
Source: Somerset County and Bernards Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 108 W OAK ST, BASKING RIDGE, NJ 07920-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 21, 2019 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on Record |
| Deed Sale | Aug 27, 2012 · Amount on Record |
| Prior Sale | Aug 8, 1997 · Amount on Record |
| Deed Document Number | 201247151 |
| Deed Book / Page | 6552 / 1257 |
| Prior Transfer Date | Oct 15, 2010 |
| Prior Transfer Doc | 0000049578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 108 W OAK ST, BASKING RIDGE, NJ 07920-1737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 108 W OAK ST, BASKING RIDGE, NJ 07920-1737 |
| Document Number | 0000026484 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 7640/2485 |
| Instrument | 2025026484 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 108 W OAK ST, BASKING RIDGE, NJ 07920-1737 |
| Document Number | 0000022312 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 W OAK ST BASKING RIDGE NJ 079201737, BASKING RIDGE, NJ 07920-1737 |
| Document Number | 0000022312 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 007126/003811 |
| Instrument | 22312 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Bernards Township |
| Unified School District | Bernards Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,900 (+5.95%) Land $372,700 Building $250,200 | $622,900 (+5.95%) Land $372,700 Building $250,200 | |
| 2025 | $9,924.00 (+7.22%) | $587,900 (+19.96%) Land $354,700 Building $233,200 | $587,900 (+19.96%) Land $354,700 Building $233,200 |
| 2024 | $9,256.00 (-0.47%) | ||
| 2023 | $490,100 Land $318,700 Building $171,400 | $490,100 Land $318,700 Building $171,400 | |
| 2022 | $9,300.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1999–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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