100 W Oak St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 100 W Oak St, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1933
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Jun 2001)
Tax Bill	$10,582 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01901-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`02-01901-0000-00052`
Alternative APNs	`02000970000000030002` `020009700000000302`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	020009700000000302
Street Address	100 W OAK ST
City	BASKING RIDGE
State	NJ
Zip	07920-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	1901
Legal Lot Number	52
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2006
Census Tract	52400

Owner

100 W Oak St is owned and occupied by two individuals who bought it in June 2001.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	100 W OAK ST, BASKING RIDGE, NJ 07920-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS
Apr 11, 2016	Loan Modification, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2001 · Amount on File
Deed Sale	Jun 21, 2001 · Amount on File
Deed Book / Page	5003 / 2406
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	100 W OAK ST, BASKING RIDGE, NJ 07920-1737
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064518
Date	Nov 1, 2021
Book Page	7397/1551
Instrument	2021064518

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	100 W OAK ST, BASKING RIDGE, NJ 07920-1737
Document Number	0000019274
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 W OAK ST BASKING RIDGE NJ 079201737, BASKING RIDGE, NJ 07920-1737

Mortgage

Document Number	0000019274
Date	May 29, 2018
Book Page	007045/001942
Instrument	19274

Lender

Name	FELLOWSHIP HM LOANS
Address	JERICHO, NY 11753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

April 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET NJ
Property Address	100 W OAK ST, BASKING RIDGE, NJ 07920-1737
Document Number	0000002146
Book / Page	006935 / 000750
Instrument Date	Apr 11, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W OAK ST BASKING RIDGE NJ 079201737, BASKING RIDGE, NJ 07920-1737

Mortgage

Document Number	0000002146
Date	Jan 13, 2017
Book Page	006935/000750
Instrument	2146

Lender

Name	PNC BK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 12, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 100 W Oak St was $10,582, up 7.6% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,200 (+5.79%) Land $355,800 Building $307,400	$663,200 (+5.79%) Land $355,800 Building $307,400
2025	$10,582.00 (+7.57%)	$626,900 Land $338,800 Building $288,100	$626,900 Land $338,800 Building $288,100
2024	$9,837.00
2023		$524,900 Land $304,800 Building $220,100	$524,900 Land $304,800 Building $220,100
2022	$9,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 W Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 W Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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