108 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 108 W 5th St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2 ba · 924 sqft · built 1900
Lot Size0.044 acres (1,937 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Aug 2022)
Tax Bill$4,015 (2023)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-108895

Property Details

APN / Parcel Number

Primary APN02-108895
Alternative APN
  • 108895

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area924 sqft Total Area
1st Floor Area462 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area1,937 sqft (0.044 acres)
Lot Dimensions135 ft deep x 4 ft wide
PorchOpen Porch
Porch Area44 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number108895
Street Address108 W 5TH ST
CityFREDERICK
StateMD
Zip21701-5204
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 1,937 SQ. FT. 108 W. 5TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number1 937
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1019
Census Tract750100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 W 5TH ST, FREDERICK, MD 21701-5204
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2022Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP
Jan 15, 2020Grant Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Prior SaleJan 15, 2020 · Amount on Record
Deed Document Number0016081334
Deed Book / Page16081 / 334
Record UpdatedJun 7, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 12, 2022
Property Address108 W 5TH ST, FREDERICK, MD 21701-5204
Document Number0160810334
Book / Page16081 / 334
Instrument DateJul 28, 2022
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyUNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address108 W 5TH ST, FREDERICK, MD 21701-5204

Mortgage

Document Number0016081339
DateAug 12, 2022
Instrument16081/339
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJan 15, 2020
Property Address108 W 5TH ST, FREDERICK, MD 21701-5204
Document Number0134650454
Book / Page013465 / 000454
Instrument DateJan 7, 2020
Transaction TypeTransfer
Record UpdatedFeb 6, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$254.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3919 WARNER ST KENSINGTON MD 208953932, KENSINGTON, MD 20895-3932

Mortgage

Document Number134650461
DateJan 15, 2020
Book Page013465/000461
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,015.00$218,467$321,400 Land $135,500 Building $185,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2015–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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