107 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 107 W 5th St, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details1 ba · 1,428 sqft · built 1900
Lot Size0.045 acres (1,995 sqft)
OwnerIndividual Name on Record
Last Sale$291,005 (Aug 2020)
Tax Bill$3,652 (2023)
Deeds & MortgagesApr 2021 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-121948

Property Details

APN / Parcel Number

Primary APN02-121948
Alternative APNs
  • 2121948
  • 121948

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,428 sqft Total Area
1st Floor Area714 sqft
Attic Area200 sqft

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area1,995 sqft (0.045 acres)
Lot Dimensions95 ft deep x 21 ft wide
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number121948
Old Parcel Number2121948
Street Address107 W 5TH ST
CityFREDERICK
StateMD
Zip21701-5203
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeDR
Legal DescriptionLT 21 X 95 107 W. 5TH ST. FREDERICK
Legal SubdivisionFREDERICK
Legal Lot Number107
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1014
Census Tract750100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 W 5TH ST, FREDERICK, MD 21701-5203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MERIDIAN BANK
Aug 11, 2020Deed, Transfer · Conventional Mortgage
MERIDIAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2020 · Amount on Record
Deed SaleAug 11, 2020 · Amount on Record
Prior SaleMay 17, 2005 · Amount on Record
Deed Document Number0013970275
Deed Book / Page13970 / 275
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address107 W 5TH ST, FREDERICK, MD 21701-5203
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOMMUNITY TITLE NETWORK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148080342
DateApr 22, 2021
Book Page14808/342
Lender
NameMERIDIAN BANK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 11, 2020
Property Address107 W 5TH ST, FREDERICK, MD 21701-5203
Document Number0139700275
Book / Page13970 / 275
Instrument DateJul 31, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCOMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$727.51
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address107 W 5TH ST, FREDERICK, MD 21701-5203

Mortgage

Document Number13970283
DateAug 11, 2020
Instrument13970/283
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,652.00 Homeowner's exemption$238,567$339,100 Land $139,600 Building $199,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2015–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W 5th St

Nearby Streets

Search Property Records by Address or Parcel Number