108 W 5th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 108 W 5th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 952 sqft · built 1966
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2018)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-327-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-327-011-000`
Alternative APN	`22478`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	952 sqft Finished Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Finished Basement	476 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	139 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	22478
Street Address	108 W 5TH ST
City	DELL RAPIDS
State	SD
Zip	57022-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 4 L L DUNNS ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	DUNNS ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	2
Census Block	2020
Census Tract	10102

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 W 5TH ST, DELL RAPIDS, SD 57022-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 3, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Deed Document Number	2018810049
Deed Book / Page	582 / 373
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	108 W 5TH ST, DELL RAPIDS, SD 57022-1502
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1888MTG/700
Date	Jun 19, 2020
Book Page	1888 MTG/700

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	May 3, 2018
Property Address	108 W 5TH ST, DELL RAPIDS, SD 57022-1502
Document Number	000582/373
Book / Page	582 / 373
Instrument Date	Apr 27, 2018
Instrument	810049
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,635 (+2.12%) Land $21,560 Building $173,075	$194,635 Land $21,560 Building $173,075
2025	$2,593.00	$190,600 (+18.68%) Land $21,800 Building $168,800
2024	$2,593.00 (+19.82%)	$160,600 (+11.92%) Land $21,700 Building $138,900
2022	$2,164.00	$143,500 Land $21,700 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	28 (1984–2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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