107 W 5th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 107 W 5th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1968
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Trust Names on File
Last Sale	$19,500 (Apr 2020)
Tax Bill	$3,448 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2014 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-329-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-329-002-000`
Alternative APN	`22483`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,214 sqft Finished Area
1st Floor Area	1,214 sqft
Basement Area	1,188 sqft
Finished Basement	607 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	318 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	22483
Street Address	107 W 5TH ST
City	DELL RAPIDS
State	SD
Zip	57022-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 5 L L DUNNS ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	DUNNS ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	2
Census Block	2030
Census Tract	10102

Owner

107 W 5th St is owner-occupied and held in a trust since April 2020.

Source: Minnehaha County records, as of October 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	107 W 5TH ST, DELL RAPIDS, SD 57022-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust · Line of Credit FIRST NATIONAL BANK
Nov 3, 2014	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Deed Book / Page	595-D / 625
Record Updated	Oct 29, 2026

July 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 27, 2026
Property Address	107 W 5TH ST, DELL RAPIDS, SD 57022-1501
Document Number	0000164953
Book / Page	2020-M / 285
Instrument Date	Jul 17, 2026
Instrument	2026164953
Record Updated	Aug 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W 5TH ST, DELL RAPIDS, SD 57022-1501

Mortgage

Document Number	0000164953,
Date	Jul 27, 2026
Book Page	2020-M/285
Instrument	2026164953

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Line of Credit
Term	60 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	107 W 5TH ST, DELL RAPIDS, SD 57022-1501
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001765/981
Date	Nov 3, 2014
Book Page	1765/981
Instrument	R423393

Lender

Name	WELLS FARGO BANK NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 107 W 5th St was $3,448.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,217 (+2.26%) Land $21,956 Building $237,261	$259,217 Land $21,956 Building $237,261
2025	$3,448.00	$253,500 (+18.62%) Land $22,200 Building $231,300
2024	$3,448.00	$213,700 Land $22,000 Building $191,700
2022	$3,238.00	$214,700 Land $22,000 Building $192,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 W 5th St in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	28 (1984–2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 5 claims Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 4 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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