Kenton County property record for 108 W 34th St, Covington, KY 41015
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 2,112 sqft · built 1928 |
| Lot Size | 0.076 acres (3,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Sep 2023) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-13-09-017.00 |
| Primary APN | 056-13-09-017.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Finished Area |
| Gross Area | 2,668 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,330 sqft (0.076 acres) |
| Lot Dimensions | 100 ft deep x 33.3 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Street Address | 108 W 34TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1117 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SEHON LOT 210 33.33'X 100' NS W 34TH ST |
| Legal Subdivision | SEHON |
| Legal Lot Number | 210 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 61400 |
108 W 34th St, a duplex, is owned by two individuals who bought it in September 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1296 BRIGHTLEAF BLVD, ERLANGER, KY 41018-3803 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2022 | Warranty Deed, Transfer LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on File |
| Deed Sale | Sep 20, 2023 · Amount on File |
| Prior Sale | Jul 20, 2023 · Amount on File |
| Deed Document Number | 2023092031 |
| Deed Book / Page | 247 / 483 |
| Prior Transfer Date | Jul 17, 2023 |
| Prior Transfer Doc | 0000000041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 20, 2023 |
| Property Address | 108 W 34TH ST, COVINGTON, KY 41015-1117 |
| Document Number | 0005900031 |
| Book / Page | KC 247 / 483 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 23092005900031 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12105 ELEONORE CT, SAN DIEGO, CA 92131-3807 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1296 BRISHTLEAF BLVD, EDGEWOOD, KY 41018-3803 |
| Document Number | 0005900032 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 23092005900032 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 27, 2022 |
| Property Address | 108 W 34TH ST, COVINGTON, KY 41015-1117 |
| Document Number | 0005900044 |
| Book / Page | 145 / 30 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 22012705900044 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN |
| Amount | Amount on Record |
|---|---|
| Tax | $146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 588 THREE CHIMNEYS LN, 588, LOVELAND, OH 45140-7310 |
| Name | Verified Name |
|---|---|
| Address | 12105 ELEONORE CT, SAN DIEGO, CA 92131-3807 |
The 2025 property tax bill for 108 W 34th St was $2,901.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,000 (-) Land $10,000 Building $209,000 | $219,000 (-) Land $10,000 Building $209,000 | |
| 2025 | $2,901.00 | $219,000 Land $5,000 Building $214,000 | $219,000 Land $5,000 Building $214,000 |
| 2023 | $1,939.00 (+27.65%) | $145,600 (+26.61%) Land $5,000 Building $140,600 | $145,600 (+26.61%) Land $5,000 Building $140,600 |
| 2022 | $1,519.00 | $115,000 Land $5,000 Building $110,000 | $115,000 Land $5,000 Building $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 W 34th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 108 W 34th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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