103 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 103 W 34th St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,132 sqft · built 1949
Lot Size0.16 acres (6,955 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Jun 2017)
Tax Bill$1,537 (2025)
Deeds & MortgagesJul 2022 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-13-10-011.00

Property Details

APN / Parcel Number

Primary APN056-13-10-011.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,132 sqft Finished Area
Gross Area1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,955 sqft (0.16 acres)
Lot Dimensions140 ft deep x 49.5 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address103 W 34TH ST
CityCOVINGTON
StateKY
Zip41015-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEHON PT LOTS 268-269-270 & 279 49.53'X 140.5' 50' SS 34TH 56' W ROGERS
Legal SubdivisionSEHON
Legal Phase9
Legal Lot Number268-2
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3353 MADISON PIKE, FT MITCHELL, KY 41017-8153
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage
DOMINION FINANCIAL SERVICES LLC
Aug 29, 2017Deed of Trust, Mortgage
HERITAGE BK
Jun 29, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2017 · Amount on Record
Deed SaleJun 29, 2017 · Amount on Record
Deed Document Number201706 28 009 00042
Deed Book / Page6190 / 197
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address103 W 34TH ST, COVINGTON, KY 41015-1116
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3353 MADISON PIKE, FT WRIGHT, KY 41017-8153

Mortgage

Document Number0005900027
DateJul 11, 2022
Book Page387/143
Instrument22071105900027
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
AddressBALTIMORE, MD 21202
Agreement
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address103 W 34TH ST, COVINGTON, KY 41015-1116
Document Number0000000007
Instrument DateAug 29, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3353 MADISON PIKE FORT WRIGHT KY 410178153, FORT WRIGHT, KY 41017-8153

Mortgage

Document Number0000000007
DateSep 6, 2017
Book Page006241/000109
Instrument7
Lender
NameHERITAGE BK
TypeBank
AddressLATONIA, KY 41015
Agreement
AmountAmount Recorded
Term240 Months
DueSep 5, 2037
Interest
Rate TypeAdjustable Rate

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 29, 2017
Property Address103 W 34TH ST, COVINGTON, KY 41015-1116
Document Number0000000042
Book / Page0C6190 / 000197
Instrument DateJun 28, 2017
Instrument42
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3533 MADISON PIKE FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,000 (-) Land $10,000 Building $106,000$116,000 (-) Land $10,000 Building $106,000
2025$1,537.00 (-0.52%)$116,000 (-) Land $5,000 Building $111,000$116,000 (-) Land $5,000 Building $111,000
2023$1,545.00$116,000 Land $5,000 Building $111,000$116,000 Land $5,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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