108 Turtle Point Ct, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 108 Turtle Point Ct, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,003 sqft · built 1995
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$447,000 (Feb 2021)
Tax Bill	$5,733 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-08923`

Property Details

APN / Parcel Number

Primary APN	`04-08923`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,003 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	552 sqft
Porch	Porch
Porch Area	42 sqft
Patio Area	534 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 TURTLE POINT CT
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDG
Legal Description	5 TURTLE POINT
Legal Subdivision	TURTLE POINT
Legal Block	3
Legal Lot Number	5
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1008
Census Tract	303

Owner

Source: Glynn County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 TURTLE POINT CT, SAINT SIMONS ISLAND, GA 31522-9738
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMESOUTH BANK
Oct 23, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	2021599
Deed Book / Page	4382 / 100
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLYNN GA
Recording Date	Feb 12, 2021
Property Address	108 TURTLE POINT CT, SAINT SIMONS ISLAND, GA 31522-9738
Document Number	0043820100
Book / Page	4382 / 100
Instrument Date	Feb 12, 2021
Instrument	2021-000599
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 TURTLE POINT CT, ST SIMONS IS, GA 31522-9738

Mortgage

Document Number	0043820000000102
Date	Feb 19, 2021
Book Page	0000004382/0000000102
Instrument	0632021002370

Lender

Name	PRIMESOUTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLYNN GA
Recording Date	Oct 23, 2017
Property Address	108 TURTLE POINT CT, ST SIMONS ISLAND, GA 31522-9738
Document Number	0038070257
Book / Page	003807 / 000257
Instrument Date	Oct 20, 2017
Instrument	11802
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 TURTLE POINT CT ST SIMONS ISLAND GA 315229738, ST SIMONS ISLAND, GA 31522-9738

Mortgage

Document Number	38070263
Date	Oct 23, 2017
Book Page	003807/000263
Instrument	11804

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,733.00	$228,600 (-) Land $32,000 Building $196,600	$571,500 (-) Land $80,000 Building $491,500
2025	$5,733.00 (+29.18%)	$228,600 (-3.27%) Land $32,000 Building $196,600	$571,500 (-3.27%) Land $80,000 Building $491,500
2023		$236,320 (+33.51%) Land $32,000 Building $204,320	$590,800 (+33.51%) Land $80,000 Building $510,800
2022	$4,438.00	$177,000 Land $32,000 Building $145,000	$442,500 Land $80,000 Building $362,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 572 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	687 units insured incl. 115 condo units
Nearby Flood Claims	35 (2005–2024)
Claims Outside the SFHA	3 of 35
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 26 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 94% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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